Essex County and Gloucester City property record for 594 Western Ave, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,584 sqft · built 1985 |
| Lot Size | 0.52 acres (22,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Sep 2023) |
| Tax Bill | $7,175 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0193 B:0004 L:0000 |
| Primary APN | GLOU M:0193 B:0004 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,816 sqft |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,660 sqft (0.52 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 594 WESTERN AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5120 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-30 |
| Legal Block | 4 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 221901 |
594 Western Ave, a duplex, is owned and occupied by two individuals who bought it in September 2023.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 594 WESTERN AVE, GLOUCESTER, MA 01930-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT |
| Sep 29, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Dec 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL HERITAGE BANK |
| Oct 11, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Prior Sale | Jul 29, 2005 · Amount on File |
| Deed Book / Page | 41785 / 81 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 594 WESTERN AVE, GLOUCESTER, MA 01930-5120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 040732-317 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 40732/317 |
| Instrument | 20220216004450 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 29, 2023 |
| Property Address | 594 WESTERN AVE, GLOUCESTER, MA 01930-5120 |
| Document Number | 0041785-81 |
| Book / Page | 41785 / 81 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 20230929001790 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 594 WESTERN AVE, GLOUCESTER, MA 01930-5120 |
| Document Number | 230929001800 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 230929001800 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 594 WESTERN AVE, GLOUCESTER, MA 01930-5120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39275-213 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 39275/213 |
| Instrument | 20201209002650 |
| Name | COASTAL HERITAGE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 11, 2019 |
| Property Address | 594 WESTERN AVE, GLOUCESTER, MA 01930-5120 |
| Document Number | 37924-491 |
| Book / Page | 37924 / 491 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 20191011001100 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 594 WESTERN AVE, GLOUCESTER, MA 01930-5120 |
| Document Number | 37924-495 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 37924/495 |
| Instrument | 20191011001110 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 594 Western Ave was $7,175, up 8.6% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,175.00 (+8.6%) | $770,700 (+13.39%) Land $236,400 Building $534,300 | $745,990 |
| 2025 | $6,607.00 (+10.65%) | $679,700 (+10.75%) Land $218,900 Building $460,800 | |
| 2024 | $5,971.00 (-2.51%) | $613,700 (+6.1%) Land $208,400 Building $405,300 | |
| 2023 | $6,125.00 | $578,400 Land $186,100 Building $392,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 594 Western Ave in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1978–2018) |
| Claims Outside the SFHA | 17 of 33 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 594 Western Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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