Montgomery County property record for 594 Swift Ln, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,457 sqft · built 2019 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,501 (Feb 2022) |
| Tax Bill | $2,525 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148 68.10 |
| Primary APN | 148 68.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,457 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Upper Floors Area | 1,268 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 213 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 594 SWIFT LN |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | THIS PARCEL SPLIT OFF OF 148-68.02 T-94 AC REDUCED WITH SELL-OFF T-97;20% TOPO T-09 |
| Legal Subdivision | MINOR PLAT OF CASTNER PROPERTY LOT 2 & R |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 101702 |
594 Swift Ln is owned by two individuals who acquired it in October 2024.
Source: Montgomery County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 600 SWIFT LN, CUNNINGHAM, TN 37052-4908 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Oct 26, 2021 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 12, 2019 | Warranty Deed, Transfer · VA Mortgage FIRST FED'L SVGS BK |
| May 9, 2019 | Trustee's Deed, Construction Loan · Line of Credit FIRST ADVANTAGE BK |
| Aug 16, 2018 | Warranty Deed, Transfer SIGNATURE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Prior Sale | Oct 26, 2021 |
| Deed Document Number | 20221362695 |
| Deed Book / Page | 2185 / 2137 |
| Last Transfer Date | Oct 3, 2024 |
| Transfer Doc | 0001476273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Feb 8, 2022 |
| Property Address | 594 SWIFT LN, CUNNINGHAM, TN 37052-4918 |
| Document Number | 02185/2137 |
| Book / Page | 2185 / 2137 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 1362695 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | NOT AVAILABLE, TRANSFORMATION T&E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 594 SWIFT LN, CUNNINGHAM, TN 37052-4918 |
| Document Number | 0001362696 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 1362696 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Oct 26, 2021 |
| Property Address | 594 SWIFT LN, CUNNINGHAM, TN 37052-4918 |
| Document Number | 02151/1901 |
| Book / Page | 2151 / 1901 |
| Map Reference | VOL 1931 PG 2708 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 1345914 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 594 SWIFT LN, CUNNINGHAM, TN 37052-4918 |
| Document Number | 0001345915 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 1345915 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 12, 2019 |
| Property Address | 594 SWIFT LN, CUNNINGHAM, TN 37052-4918 |
| Document Number | 0001235755 |
| Book / Page | 001931 / 002708 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 1235755 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CORP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,256.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 594 SWIFT LN CUNNINGHAM TN 37052, CUNNINGHAM, TN 37052 |
| Document Number | 1235756 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 001931/002710 |
| Instrument | 1235756 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | DICKSON, TN 37055 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 9, 2019 |
| Property Address | 594 SWIFT LN, CUNNINGHAM, TN 37052-4918 |
| Book / Page | 001879 / 002413 |
| Instrument Date | May 7, 2019 |
| Instrument | 1206674 |
| Transaction Type | Construction Loan |
| Record Updated | May 24, 2019 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 4300 HIGHWAY 41A S CLARKSVILLE TN 370437344, CLARKSVILLE, TN 37043-7344 |
| Document Number | 0001206674 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 001879/002413 |
| Instrument | 1206674 |
| Name | FIRST ADVANTAGE BK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Aug 16, 2018 |
| Property Address | 594 SWIFT LN, CUNNINGHAM, TN 37052-4918 |
| Document Number | 0001176736 |
| Book / Page | 001831 / 000433 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 1176736 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | SIGNATURE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $74.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SWIFT LN CUNNINGHAM TN 37052, CUNNINGHAM, TN 37052 |
The 2025 property tax bill for 594 Swift Ln was $2,525, up 3.5% from the year before.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,525.00 (+3.53%) | $120,250 (+3.13%) | $481,000 (+3.13%) Land $77,900 Building $403,100 |
| 2024 | $2,439.00 (+19.68%) | $116,600 (+70.53%) | $466,400 Land $77,900 Building $388,500 |
| 2023 | $2,038.00 (-0.29%) | $68,375 (+0.29%) | |
| 2022 | $2,044.00 | $68,175 | $273,500 Land $29,700 Building $243,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 594 Swift Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 594 Swift Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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