594 Ray Ln, Covington, TN 38019 Property Records

Tipton County property record for 594 Ray Ln, Covington, TN 38019 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,879 sqft Living Area
Lot Size	40,075 sqft (0.92 acres)
Garage	Carport, 630 sqft
Tax Bill	$645.00 (2025)

Owner

Source: Tipton County records · APN 084042 02204

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	595 RAY LN, COVINGTON, TN 38019-4737
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 1973
Deed Sale	Jul 06, 1973
Deed Book / Page	345 / 430
Record Refreshed	Jun 08, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	594 RAY LN, COVINGTON, TN 38019-4736
Document Number	1808281
Instrument Date	Aug 01, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1808281
Date	Aug 05, 2019
Book Page	001808/000281
Instrument	225335

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 04, 2024

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$645.00 (+6.26%)	$42,400 (-) Land $5,100 Building $37,300
2023		$42,400 Land $5,100 Building $37,300
2022	$607.00
2020			$169,600 Land $20,400 Building $149,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`084042 02204`
Alternative APN	`042 02204`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,879 sqft Living Area
1st Floor	1,879 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1992
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	40,075 sqft (0.92 acres)
Depth X Width	191 ft x 215 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Garage Area	630 sqft Garage
Carport	Carport
Carport Area	630 sqft Carport
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	594 RAY LN
City	COVINGTON
State	TN
Zip	38019-4736
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C61
Jurisdiction	TIPTON TN
Minor Civil Division	1
Census Blockgroup	1
Census Block	1028
Census Tract	40602