Union County property record for 594 Frances St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,166 sqft · built 1996 |
| Lot Size | 0.673 acres (29,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Jan 1999) |
| Tax Bill | $1,901 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-084-023 |
| Primary APN | 09-084-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,316 sqft (0.673 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 594 FRANCES ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #14 URBAN HILLS 594 FRANCES ST |
| Legal Subdivision | URBAN HILLS |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20601 |
594 Frances St, a rural home, is owned and occupied by an individual who bought it in January 1999.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 594 FRANCES ST, MONROE, NC 28110-8897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 1999 · Amount on File |
| Deed Sale | Jan 27, 1999 · Amount on File |
| Prior Sale | Jan 9, 1997 · Amount on File |
| Deed Document Number | 199973838 |
| Deed Book / Page | 1199 / 388 |
| Prior Transfer Date | Mar 5, 1996 |
| Prior Transfer Doc | 0849000197 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 594 Frances St was $1,901.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,500 (-) Land $34,000 Building $183,500 | $217,500 (-) Land $34,000 Building $183,500 | |
| 2025 | $1,901.00 | $217,500 Land $34,000 Building $183,500 | $217,500 Land $34,000 Building $183,500 |
| 2023 | $1,295.00 | $118,800 Land $16,800 Building $102,000 | $118,800 Land $16,800 Building $102,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 594 Frances St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 594 Frances St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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