594 Enclave Dr, Cary, IL 60013 Property Records

McHenry County property record for 594 Enclave Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Lot Size0.394 acres (17,176 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Jun 2020)
Deeds & MortgagesSep 2023 Line of Credit
Oct 2021 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-14-354-037

Property Details

APN / Parcel Number

Primary APN19-14-354-037

Exterior

Lot Area17,176 sqft (0.394 acres)

Location & Zoning

Street Address594 ENCLAVE DR
CityCARY
StateIL
Zip60013-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0021491 LT 14 ENCLAVE AT FOX TRAILS RESUB
Legal SubdivisionFOX TRLS RESUB
Legal Lot Number14
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3014
Census Tract871312

Owner

594 Enclave Dr is owned by an individual who bought it in June 2020.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address594 ENCLAVE DR, CARY, IL 60013-2403
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Oct 26, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 15, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2020 · Amount on File
Deed SaleJun 15, 2020 · Amount on File
Prior SaleNov 14, 2016
Deed Document NumberSPECIAL WARRANTY
Record UpdatedJun 7, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address594 ENCLAVE DR, CARY, IL 60013-2403
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address594 ENCLAVE DR, CARY, IL 60013-2403
InvestorPossibly a Property Investor

Mortgage

Document Number0000023489
DateSep 19, 2023
Instrument2023R0023489
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address594 ENCLAVE DR, CARY, IL 60013-2403
Transaction TypeMortgage
Record UpdatedNov 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058136
DateOct 26, 2021
Instrument2021R0058136
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address594 ENCLAVE DR, CARY, IL 60013-2403
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012363
DateMar 8, 2021
Instrument2021R0012363
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 15, 2020
Property Address594 ENCLAVE DR, CARY, IL 60013-2403
Document Number0000021491
Map ReferenceDOC 2005R0102246
Instrument DateJun 10, 2020
Instrument2020R0021491
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address594 ENCLAVE DR, 594, CARY, IL 60013-2403

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 N RIDGE RD, MCHENRY, IL 60050

Mortgage

Document Number0000021492
DateJun 15, 2020
Instrument2020R0021492
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$130,086 Land $10,881 Building $119,205$390,258 Land $32,643 Building $357,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 594 Enclave Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 594 Enclave Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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