Walker County property record for 594 Drummond Switch Cut Off, Empire, AL 35063
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 924 sqft · built 1977 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-07-25-0-000-005.000 |
| Primary APN | 15-07-25-0-000-005.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 400 ft deep x 221 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 70831 |
|---|---|
| Street Address | 594 DRUMMOND SWITCH CUT OFF |
| City | EMPIRE |
| State | AL |
| Zip | 35063-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | P/O S1/2 SE NE 25/30-14-5/4COM INT E LN & E ROW CO RD 1483 NW 420 ON E ROW TO BEG N 221 ON E ROW SE 315 S 68 W 400 TO POB |
| Legal Range | 05W |
| Legal Township | 14S |
| Legal Section | 25 |
| Jurisdiction | WALKER AL |
| Township / Civil Division | EMPIRE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21900 |
Source: Walker County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 594 DRUMMOND SWITCH CUT OFF, EMPIRE, AL 35063-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC |
| Oct 31, 2023 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 594 DRUMMOND SWITCH CUT OFF, EMPIRE, AL 35063-3925 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002839/761 |
|---|---|
| Date | Sep 4, 2025 |
| Book Page | 2839/761 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 594 DRUMMOND SWITCH CUT OFF, EMPIRE, AL 35063-3925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002766/330 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 2766/330 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 594 DRUMMOND SWITCH CUT OFF, EMPIRE, AL 35063-3925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002696/575 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 2696/575 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Walker County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Walker County |
| Unified School District | Walker County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,800 (+8.45%) | $67,800 (+8.13%) Land $10,200 Building $57,600 | |
| 2023 | Additional exemption filed | $6,270 Land $1,020 Building $5,250 | $62,700 Land $10,200 Building $52,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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