5937 Ridgecrest Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5937 Ridgecrest Rd, Crestview, FL 32539

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 4,178 sqft · built 2002
Lot Size	8.79 acres (382,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,100 (May 2018)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-4494-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-4494-6`
Alternative APNs	`31-4N-22-0000-0001-001A` `22N43100000001001A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,178 sqft Gross Area
1st Floor Area	2,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	382,892 sqft (8.79 acres)
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	520 sqft
Patio Area	648 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5937 RIDGECREST RD
City	CRESTVIEW
State	FL
Zip	32539-9508
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	COM SW COR OF SW1/4 OF NW1/4 E2567.11 FT TO E R/W LINE OF RIDGECREST RD THC N ALG R/W 781.76FT THC ALG CURVE LEFT 215.57FT TO POB CONT N76 DEG W ALG R/W 420FT N13 DEG E 420FT S76 DEG E 495FT S23 DEG W 426.6FT TO POB AND COM NW COR E 1532 FT S 792 FT
Legal Range	22W
Legal Township	04N
Legal Section	31
Legal Subdivision	LINE OF RIDGE
Legal Block	1
Legal Lot Number	1A
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2041
Census Tract	20305

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5937 RIDGECREST RD, CRESTVIEW, FL 32539-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 3, 2018	Deed of Trust, Mortgage · Line of Credit OKALOOSA COUNTY TEACHERS FCU
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CLIFFORD R & HATTIE R GILMORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Aug 16, 2004 · Amount on Record
Deed Document Number	20183207275
Deed Book / Page	3350 / 2013
Prior Transfer Date	May 18, 2000
Prior Transfer Doc	0001771357
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5937 RIDGECREST RD, CRESTVIEW, FL 32539-9508
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5937 RIDGECREST RD, CRESTVIEW, FL 32539-9508

Mortgage

Document Number	0035392884
Date	Apr 15, 2021
Book Page	3539/2884
Instrument	3446626

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5937 RIDGECREST RD, CRESTVIEW, FL 32539-9508
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033483983
Date	May 3, 2018
Book Page	3348/3983
Instrument	3204946

Lender

Name	OKALOOSA COUNTY TEACHERS FCU
Type	Credit Union
Address	CRESTVIEW, FL 32536

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 16, 2018
Property Address	5937 RIDGECREST RD, CRESTVIEW, FL 32539-9508
Document Number	0033502013
Book / Page	003350 / 002013
Instrument Date	May 11, 2018
Instrument	3207275
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5937 RIDGECREST RD CRESTVIEW FL 325399508, CRESTVIEW, FL 32539-9508

Mortgage

Document Number	33502016
Date	May 16, 2018
Book Page	003350/002016
Instrument	3207276

Lender

Name	CLIFFORD R & HATTIE R GILMORE
Address	3752 POVERTY CREEK RD, CRESTVIEW, FL 32539-9739
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,216.00 (+10.03%) Homeowner's exemption	$257,747 (+10.26%)	$333,273 (-9.2%) Land $7,989 Building $325,284
2023	$2,014.00 (+2.29%) Homeowner's exemption	$233,759 (+3%)	$367,022 (+8.4%) Land $54,241 Building $312,781
2022	$1,969.00 Homeowner's exemption	$226,950	$338,582 Land $50,692 Building $287,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Wildstar Networks.

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