5937 Morley Beach Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 5937 Morley Beach Rd, Cotton, MN 55724

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 0.5 ba · 530 sqft
Lot Size	0.996 acres (43,395 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2023)
Tax Bill	$740 (2026)
Deeds & Mortgages	Oct 2023 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`305-0030-00200`

Property Details

APN / Parcel Number

Primary APN	`305-0030-00200`
Alternative APNs	`958263` `9750`

Interior

Bedrooms	2 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	530 sqft Gross Area
1st Floor Area	530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	43,395 sqft (0.996 acres)
Garage Area	396 sqft

Exterior Amenities

Deck Area	80 sqft
Storage Building	96 sqft
Boat House	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	958263
Street Address	5937 MORLEY BEACH RD
City	COTTON
State	MN
Zip	55724
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOTS 18 AND 19 SERIAL #
Legal Subdivision	MORLEY BEACH TOWN OF COTTON
Legal Lot Number	18-19
Jurisdiction	ST LOUIS MN
Township / Civil Division	COTTON
Census Block Group	1
Census Block	1055
Census Tract	11402

Owner

5937 Morley Beach Rd, a residential property, is owned by an individual who bought it in October 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7065 BUG CREEK RD, COTTON, MN 55724-8102
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Deed Document Number	20231476795
Prior Transfer Date	Nov 22, 2016
Prior Transfer Doc	0001302001
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 26, 2023
Property Address	5937 MORLEY BEACH RD, COTTON, MN 55724
Document Number	0001476795
Instrument Date	Oct 13, 2023
Instrument	1476795
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7065 BUG CREEK RD, COTTON, MN 55724-8102

Mortgage

Document Number	0001476796
Date	Oct 26, 2023
Instrument	1476796

Lender

Name	BRYAN PRESTON ETUX
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5937 Morley Beach Rd was $740, down 38.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Cotton Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$740.00 (-38.44%)
2025	$1,202.00	$76,600 (-39.59%) Land $68,100 Building $8,500	$76,600 (-39.59%) Land $68,100 Building $8,500
2024		$126,800 Land $68,100 Building $58,700	$126,800 Land $68,100 Building $58,700
2023	$1,568.00
2022		$142,500 Land $97,600 Building $44,900	$142,500 Land $97,600 Building $44,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5937 Morley Beach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5937 Morley Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Arvig DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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