5935 Oak Leaf Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 5935 Oak Leaf Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,883 sqft · built 2003
Lot Size	1.21 acres (53,099 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Mar 2017)
Tax Bill	$671 (2025)
Deeds & Mortgages	Jul 2024 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-08-23-001437-439-00`

Property Details

APN / Parcel Number

Primary APN	`14-08-23-001437-439-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,883 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	53,099 sqft (1.21 acres)
Lot Dimensions	284 ft deep x 187 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	5935 OAK LEAF RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8475
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	LOT 9 BLK 6 BIG TREE LAKES SECB AS REC O R 3953 PG 1106
Legal Range	23
Legal Township	08
Legal Section	15
Legal Subdivision	BIG TREE LAKES
Legal Block	6
Legal Lot Number	9
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1004
Census Tract	31109

Owner

5935 Oak Leaf Rd, a mobile home, is owned and occupied by an individual who bought it in March 2017.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5935 OAK LEAF RD, KEYSTONE HEIGHTS, FL 32656-8475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 25, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Mar 16, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Prior Sale	Sep 13, 2012 · Amount on File
Deed Document Number	2017013379
Deed Book / Page	3953 / 1106
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5935 OAK LEAF RD, KEYSTONE HEIGHTS, FL 32656-8475
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5935 OAK LEAF RD, KEYSTONE HEIGHTS, FL 32656-8475

Mortgage

Document Number	0048360088
Date	Jul 2, 2024
Book Page	4836/88
Instrument	2024030849

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5935 OAK LEAF RD, KEYSTONE HEIGHTS, FL 32656-8475
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5935 OAK LEAF RD, KEYSTONE HEIGHTS, FL 32656-8475

Mortgage

Document Number	0046110435
Date	May 25, 2022
Book Page	4611/435
Instrument	2022032885

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 16, 2017
Property Address	5935 OAK LEAF RD, KEYSTONE HEIGHTS, FL 32656-8475
Document Number	0039531106
Book / Page	3953 / 1106
Map Reference	MB12 PG1-9
Instrument Date	Mar 16, 2017
Instrument	2017013379
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10119 SW 122ND ST, 10119, GAINESVILLE, FL 32608-6138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SW DOVE ST, KEYSTONE HEIGHTS, FL 32656-8667

Mortgage

Document Number	2017013380
Date	Mar 16, 2017
Instrument	2017013380

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5935 Oak Leaf Rd was $671 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00 Homeowner's exemption Disabled Person's exemption	$89,146	$193,187 Land $23,000 Building $170,187
2023	$926.00 (+9.72%) Homeowner's exemption Disabled Person's exemption	$84,111 (+3%)	$172,739 (+35.9%) Land $16,000 Building $156,739
2022	$844.00 Homeowner's exemption Disabled Person's exemption	$81,662	$127,111 Land $9,000 Building $118,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5935 Oak Leaf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5935 Oak Leaf Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Oak Leaf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures