Santa Rosa County property record for 5935 Diligence Ct, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,826 sqft · built 2020 |
| Owner | Individual Name on Record |
| Last Sale | $337,000 (Dec 2025) |
| Tax Bill | $2,340 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2N-29-5715-00K00-0230 |
| Primary APN | 26-2N-29-5715-00K00-0230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,826 sqft Heated Area |
| Gross Area | 3,092 sqft |
| 1st Floor Area | 2,508 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Width | 660 ft Width |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 262N29571500K000230 |
|---|---|
| Street Address | 5935 DILIGENCE CT |
| City | MILTON |
| State | FL |
| Zip | 32570-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHISPER CREEK PHASE TWO LOT 23 BLK K AS DES IN OR 3994 PG 2054 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 26 |
| Legal Subdivision | WHISPER CREEK |
| Legal Phase | 2 |
| Legal Block | K |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10504 |
Source: Santa Rosa County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA |
| Dec 4, 2025 | Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA |
| Aug 25, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Aug 24, 2017 | Loan Modification, Mortgage FIFTH THIRD BK |
| Aug 24, 2017 | Grant Deed, Transfer HB TITLE/FLORIDA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2020 · Amount on Record |
| Deed Document Number | 202556568 |
| Deed Book / Page | 4685 / 1176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7104 WHIRLYBIRD AVE, PENSACOLA, FL 32504-6550 |
| Document Number | 0046980861 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 4698/861 |
| Instrument | 202601780 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 4, 2025 |
| Property Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Document Number | 0046851176 |
| Book / Page | 4685 / 1176 |
| Map Reference | MB 11 PG 26&27 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 202556568 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | WAYPOINT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,359.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4304 HUMMINGBIRD DR, SHERMAN, TX 75092-4329 |
| Name | Verified Name |
|---|---|
| Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Document Number | 0046851178 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 4685/1178 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0046851194 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 4685/1194 |
| Instrument | 202556570 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 25, 2020 |
| Property Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Document Number | 0039942054 |
| Book / Page | 3994 / 2054 |
| Map Reference | MB 11 PG 26&27 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 202043542 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,724.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184 |
| Name | Verified Name |
|---|---|
| Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Document Number | 0039942057 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 3994/2057 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Document Number | 0036550700 |
| Book / Page | 003655 / 000700 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 35154 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | HB TITLE/FLORIDA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
| Document Number | 36550700 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 003655/000700 |
| Instrument | 35154 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | 199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 5935 DILIGENCE CT, MILTON, FL 32570-8923 |
| Document Number | 0036550698 |
| Book / Page | 003655 / 000698 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 35153 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | HB TITLE/FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,637.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3942 W EAU GALLIE BLVD MELBOURNE FL 329347201, MELBOURNE, FL 32934-7201 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,340.00 (+1.83%) Homeowner's exemption | $229,421 (+3%) | $265,621 (-0.75%) Land $38,000 Building $227,621 |
| 2023 | $2,298.00 (+2.32%) Homeowner's exemption | $222,739 (+3%) | $267,637 (+5.51%) Land $38,000 Building $229,637 |
| 2022 | $2,246.00 Homeowner's exemption | $216,251 | $253,664 Land $35,000 Building $218,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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