593 Harris Rd, Franklin, KY 42134 Property Records

Simpson County property record for 593 Harris Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,550 sqft · built 2001
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2021)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`062-00-00-010.04`

Property Details

APN / Parcel Number

Primary APN	`062-00-00-010.04`
Alternative APN	`660`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Basement Area	1,504 sqft
Finished Basement	1,504 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	168 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil

Location & Zoning

Street Address	593 HARRIS RD
City	FRANKLIN
State	KY
Zip	42134-7084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	593 HARRIS ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	EAST SIMPSON
Census Block Group	1
Census Block	1018
Census Tract	970100

Owner

593 Harris Rd is owned and occupied by an individual who acquired it in May 2026.

Source: Simpson County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	593 HARRIS RD, FRANKLIN, KY 42134-7084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Aug 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 4, 2021	Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Oct 29, 2019	Deed of Trust, Mortgage · VA Mortgage EVANSVILLE TEACHERS FCU
Feb 21, 2019	Deed, Transfer · VA Mortgage GUARANTY TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	20211205119
Deed Book / Page	360 / 203
Last Transfer Date	May 26, 2026
Transfer Doc	0001267029
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Recording Date	Jun 12, 2026
Property Address	593 HARRIS RD, FRANKLIN, KY 42134-7084
Document Number	0001265223
Book / Page	589 / 59
Instrument Date	Jun 2, 2026
Instrument	20261265223
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 HARRIS RD, FRANKLIN, KY 42134-7084

Mortgage

Document Number	0001265223,
Date	Jun 12, 2026
Book Page	589/59
Instrument	20261265223

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 14, 2066

Interest

Rate	6.37%
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SIMPSON KY
Recording Date	Aug 4, 2026
Property Address	593 HARRIS RD, FRANKLIN, KY 42134-7084
Document Number	0001267029
Book / Page	396 / 604
Instrument Date	May 26, 2026
Instrument	20261267029
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 HARRIS RD, FRANKLIN, KY 42134-7084

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	593 HARRIS RD, FRANKLIN, KY 42134-7084
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 HARRIS RD, FRANKLIN, KY 42134-7084

Mortgage

Document Number	00M527/373
Date	Nov 29, 2022
Book Page	M527/373
Instrument	1212038

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 9, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Oct 4, 2021
Property Address	593 HARRIS RD, FRANKLIN, KY 42134-7084
Document Number	D360/203
Book / Page	D360 / 203
Instrument Date	Sep 29, 2021
Instrument	1205119
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	HOME TOWNE SETTLEMENT SERVICES LLC, HOME TOWNE STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	593 HARRIS RD, 593, FRANKLIN, KY 42134-7084

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	593 HARRIS RD, FRANKLIN, KY 42134-7084

Mortgage

Document Number	1205120
Date	Oct 4, 2021
Instrument	1205120

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	593 HARRIS RD, FRANKLIN, KY 42134-7084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M464/138
Date	Oct 29, 2019
Book Page	M464/138
Instrument	1193936

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Feb 21, 2019
Property Address	593 HARRIS RD, FRANKLIN, KY 42134-7084
Document Number	00D340/082
Book / Page	D340 / 082
Instrument Date	Feb 20, 2019
Instrument	1190414
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	593 HARRIS RD, 593, FRANKLIN, KY 42134-7084

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	593 HARRIS RD, FRANKLIN, KY 42134-7084

Mortgage

Document Number	0001190415
Date	Feb 21, 2019
Instrument	1190415

Lender

Name	GUARANTY TRUST CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 593 Harris Rd was $2,858.

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,858.00	$320,000	$320,000
2023	$3,029.00	$320,000	$320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 593 Harris Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 593 Harris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harris Rd

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