593 Cunningham Meadows Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 593 Cunningham Meadows Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,568 sqft · built 2009
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`17 28 19`

Property Details

APN / Parcel Number

Primary APN	`17 28 19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	4,860 sqft
1st Floor Area	2,248 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Bonus Room	Bonus Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,000 sqft (0.528 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	593 CUNNINGHAM MEADOWS DR
City	PALMYRA
State	VA
Zip	22963-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 939-347 AC 0.528 CUNNINGHAM MEADOWS
Legal Subdivision	CUNNINGHAM MEADOWS
Legal Block	1
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1015
Census Tract	20300

Owner

Source: Fluvanna County records · APN 17 28 19

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	593 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 23, 2023	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2015
Deed Sale	May 08, 2015
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Document Number	20151354
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	593 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4947
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001802520
Date	Aug 13, 2018
Instrument	1802520

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 23, 2023
Property Address	593 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4947
Document Number	0230001699
Map Reference	PB 2 PG 313
Instrument Date	Jun 21, 2023
Instrument	230001699
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4947

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,100 (-) Land $45,000 Building $463,100	$508,100 (-) Land $45,000 Building $463,100
2025	$3,836.00 (+0.68%)	$508,100 (+23.54%) Land $45,000 Building $463,100	$508,100 (+23.54%) Land $45,000 Building $463,100
2024	$3,810.00 (+9.77%)
2023		$411,300 Land $45,000 Building $366,300	$411,300 Land $45,000 Building $366,300
2022	$3,471.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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