5928 Ruth Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 5928 Ruth Dr, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,012 sqft · built 1996
Lot Size0.266 acres (11,608 sqft)
OwnerIndividual Name on Record
Tax Bill$2,666 (2023)
Flood ZoneZone X (minimal risk)
APN099-152-27

Property Details

APN / Parcel Number

Primary APN099-152-27

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,012 sqft Heated Area
Gross Area2,084 sqft
1st Floor Area1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,608 sqft (0.266 acres)

Exterior Amenities

PorchPorch
Porch Area72 sqft
Deck Area240 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number099-152-27
Street Address5928 RUTH DR
CityCHARLOTTE
StateNC
Zip28215-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL20 M21-291
Legal SubdivisionCOTTAGE CRK
Legal Lot Number20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract1504

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5928 RUTH DR, CHARLOTTE, NC 28215-2236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2004
Deed SaleSep 14, 2004
Prior SaleJul 12, 2004
Deed Document Number0017745258
Deed Book / Page17745 / 258
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims158 (1978–2024)
Claims Outside the SFHA16 of 158
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Google Fiber.

Nearby Properties on Ruth Dr

Nearby Streets

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