5927 Edgewater Dr, Savage, MN 55378 Property Records

Scott County property record for 5927 Edgewater Dr, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,152 sqft · built 2015
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$497,845 (Apr 2016)
Tax Bill	$7,854 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-453039-0`

Property Details

APN / Parcel Number

Primary APN	`26-453039-0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,152 sqft Living Area
Basement Area	1,425 sqft
Finished Basement	1,300 sqft
Unfinished Basement	125 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5927 EDGEWATER DR
City	SAVAGE
State	MN
Zip	55378-5662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACE WATER 3RD ADDN LOT 011 BLOCK 006
Legal Subdivision	TRACE WATER 3RD ADDN
Legal Block	6
Legal Lot Number	11
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1032
Census Tract	80207

Owner

5927 Edgewater Dr is owned and occupied by an individual who bought it in April 2016.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5927 EDGEWATER DR, SAVAGE, MN 55378-5662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage · ARM TRUSTONE FINANCIAL FCU
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Jul 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2021	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2016 · Amount on File
Deed Sale	Apr 4, 2016 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Document Number	2016998982
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5927 EDGEWATER DR, SAVAGE, MN 55378-5662
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001041558
Date	Feb 5, 2018
Instrument	1041558

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	ARM
Amount	Amount on Record
Term	239 Months
Due	Jan 25, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.84%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.84%
Max Rate At Change	6.84%
Index	Prime Rate
Max Rate	10.8%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5927 EDGEWATER DR, SAVAGE, MN 55378-5662
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001057766
Date	Nov 21, 2018
Instrument	1057766

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5927 EDGEWATER DR, SAVAGE, MN 55378-5662
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001097678
Date	Jul 19, 2020
Instrument	1097678

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5927 EDGEWATER DR, SAVAGE, MN 55378-5662
Document Number	0001116716
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5927 EDGEWATER DR SAVAGE MN 553785662, SAVAGE, MN 55378-5662

Mortgage

Document Number	0001116716
Date	Jan 18, 2021
Instrument	1116716

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5927 Edgewater Dr was $7,854 with a homeowner's exemption, up 10.7% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,854.00 (+10.71%) Homeowner's exemption	$692,900 Land $187,500 Building $505,400	$692,900 Land $187,500 Building $505,400
2025	$7,094.00 (+2.87%)
2024	$6,896.00 (+3.42%) Homeowner's exemption	$641,800 (+2.54%) Land $180,600 Building $461,200	$641,800 (+2.54%) Land $180,600 Building $461,200
2023	$6,668.00 Homeowner's exemption	$625,900 Land $175,400 Building $450,500	$625,900 Land $175,400 Building $450,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5927 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5927 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire.

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