5925 Gary Dr, Welcome, MD 20693 Property Records

Charles County property record for 5925 Gary Dr, Welcome, MD 20693

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,762 sqft · built 1994
Lot Size	1.63 acres (71,438 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2019)
Tax Bill	$12,510 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-007665`

Property Details

APN / Parcel Number

Primary APN	`02-007665`
Alternative APNs	`2007665` `007665`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,762 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	71,438 sqft
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Deck Area	575 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007665
Street Address	5925 GARY DR
City	WELCOME
State	MD
Zip	20693-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	L-29 S-1 GUNSTON ESTATES SUB
Legal Subdivision	GUNSTON ESTATES SUB
Legal Block	1
Legal Lot Number	29
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	1
Census Block	1022
Census Tract	850500

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5925 GARY DR, WELCOME, MD 20693-3203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 16, 2019	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Feb 4, 2013 · Amount on Record
Deed Book / Page	10635 / 51
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5925 GARY DR, WELCOME, MD 20693-3203
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5925 GARY DR, WELCOME, MD 20693-3203

Mortgage

Document Number	0118510454
Date	May 28, 2021
Book Page	11851/454

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5925 GARY DR, WELCOME, MD 20693-3203
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113010211
Date	Sep 3, 2020
Book Page	11301/211

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	May 16, 2019
Property Address	5925 GARY DR, WELCOME, MD 20693-3203
Document Number	0106350051
Book / Page	10635 / 051
Map Reference	MB PCM 23 FO 31
Instrument Date	May 2, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5925 GARY DR, WELCOME, MD 20693-3203

Mortgage

Document Number	10635058
Date	May 16, 2019
Instrument	10635/058

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,800 (+26.08%)	$493,000 (+4.52%) Land $126,400 Building $366,600
2025	$12,510.00 (+145.25%)
2023	$5,101.00 Homeowner's exemption	$379,767	$471,700 Land $95,100 Building $376,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Gary Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures