5924 Phillips Rd, Clifford, MI 48727 Property Records

Tuscola County property record for 5924 Phillips Rd, Clifford, MI 48727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1990
Lot Size	7.41 acres (322,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jan 2024)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-030-000-1850-00`

Property Details

APN / Parcel Number

Primary APN	`016-030-000-1850-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Building Perimeter
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	322,780 sqft (7.41 acres)

Location & Zoning

Street Address	5924 PHILLIPS RD
City	CLIFFORD
State	MI
Zip	48727-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KOY-30-403E SEC 30 T11N R11E COM AT A PT THAT IS N 00 DEG 02' W 805 FT FROM SE COR OF SEC, TH N 00 DEG 02' W 520.27 FT, TH S 89 DEG 46' 22" W 518.12 FT, T H S00 DEG 02' 51" E 720.58 FT, TH N 89 DEG 44' 15" E 267.95 FT, TH N 00 DEG 02' W 200 FT, TH N
Legal Range	11E
Legal Township	11N
Legal Section	30
Jurisdiction	TUSCOLA MI
Township / Civil Division	KOYLTON
Census Block Group	2
Census Block	2040
Census Tract	1100

Owner

Source: Tuscola County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5818 PHILLIPS RD, CLIFFORD, MI 48727-9561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 30, 2025	Deed of Trust, Mortgage THUMB BANK & TRUST
Oct 30, 2025	Intrafamily Transfer, Transfer
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 30, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Deed Book / Page	1544 / 1218
Prior Transfer Date	Dec 29, 2023
Prior Transfer Doc	01544/1419
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Apr 15, 2026
Property Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530
Document Number	1597000247
Book / Page	1597 / 247
Instrument Date	Apr 13, 2026
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Apr 15, 2026
Property Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530
Document Number	001597/247
Book / Page	1597 / 247
Instrument Date	Apr 13, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530

Mortgage

Document Number	001585/251
Date	Oct 30, 2025
Book Page	1585/251

Lender

Name	THUMB BANK & TRUST
Type	Bank
Address	7254 MICHIGAN AVE, PIGEON, MI 48755

Agreement

Amount	Amount Recorded

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUSCOLA MI
Recording Date	Oct 30, 2025
Property Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530
Document Number	001585/231
Book / Page	1585 / 231
Instrument Date	Oct 21, 2025
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1951 S KINGSTON RD, DEFORD, MI 48729-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5818 PHILLIPS RD, CLIFFORD, MI 48727-9561

Mortgage

Document Number	01544/1220
Date	Jan 3, 2024
Book Page	1544/1220

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUSCOLA MI
Recording Date	Nov 30, 2023
Property Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530
Document Number	001543/348
Book / Page	1543 / 348
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 PHILLIPS RD, CLIFFORD, MI 48727-9530

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Koylton Township
Unified School District	Kingston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,700 (+4.2%)	$223,400 (+4.2%)
2025	$3,250.00 (+8.01%) Homeowner's exemption	$107,200 (+5%)	$214,400 (+5%)
2024	$3,009.00 (+153.92%)
2023		$102,100 (+18.58%)	$204,200 (+18.58%)
2022		$86,100	$172,200
2020	$1,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AVS Broadband Fixed Wireless	35 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Air Advantage, Frontier, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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