5924 N Smith St, Spokane, WA 99208 Property Records

Spokane County property record for 5924 N Smith St, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1957
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Nov 2022)
Tax Bill$2,342 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36331.0220

Property Details

APN / Parcel Number

Primary APN36331.0220

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area1,976 sqft
1st Floor Area988 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialShingles
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5924 N SMITH ST
CitySPOKANE
StateWA
Zip99208-2454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMORGAN AC PK HILLYARD N1/2 L16 B27
Legal Range43E
Legal Township26N
Legal Section33
Legal SubdivisionMORGAN AC PK HILLYARD
Legal Block27
Legal Lot Number16
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1010
Census Tract201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3708 E 6TH AVE, SPOKANE, WA 99202-5120
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Sep 27, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 1, 2017Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Prior SaleSep 1, 2017 · Amount on Record
Deed Document Number20227252647
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 10, 2022
Property Address5924 N SMITH ST, SPOKANE, WA 99208-2454
Document Number0007252647
Map ReferenceVOL K PG 3
Instrument DateNov 3, 2022
Instrument7252647
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,845.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3708 E 6TH AVE, SPOKANE, WA 99202-5120

Mortgage

Document Number0007252648
DateNov 10, 2022
Instrument7252648
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address5924 N SMITH ST, SPOKANE, WA 99208-2454
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5924N N SMITH ST, SPOKANE, WA 99208-2454

Mortgage

Document Number0007130827
DateSep 27, 2021
Instrument7130827
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressEDGEWOOD, MD 21040
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateSep 1, 2017
Property Address5924 N SMITH ST, SPOKANE, WA 99208-2454
Document Number0006636833
Map ReferenceVOL K PG3
Instrument DateAug 29, 2017
Instrument6636833
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,479.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5924 N SMITH ST, SPOKANE, WA 99208-2454

Mortgage

Document Number0006636834
DateSep 1, 2017
Instrument6636834
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Mortgage

Document Number0006636835
DateSep 1, 2017
Instrument6636835
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeNegative Amortization
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,342.00 (+6.12%)$229,500 (-6.13%) Land $75,000 Building $154,500$229,500 (-6.13%) Land $75,000 Building $154,500
2025$2,207.00 (-7.85%)
2024$244,500 (+38.21%) Land $60,000 Building $184,500$244,500 (+38.21%) Land $60,000 Building $184,500
2023$2,395.00 (+15.48%)$176,900 Land $40,000 Building $136,900$176,900 Land $40,000 Building $136,900
2022$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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