5924 Miller Bluff Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5924 Miller Bluff Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1977
Lot Size	7.27 acres (316,681 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Sep 2021)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2N-26-0000-00200-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-26-0000-00200-0000`
Alternative APN	`N262290000002000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	2,304 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	316,681 sqft (7.27 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	150 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5924 MILLER BLUFF RD
City	MILTON
State	FL
Zip	32583-6989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM NW CORN OF SW4 THN S ON W QTR LN 660 FT THN S8956'E 408 .98 FT TO POB & CONT 918.16 FT THN S 385 FT THN W 723.50 FT THN NLY ON CURV (CB=N2444'W) GO 426 FT TO POB AS DES IN OR 4178 PG 608
Legal Range	26W
Legal Township	2N
Legal Section	29
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HAROLD
Census Block Group	3
Census Block	3041
Census Tract	10808

Owner

5924 Miller Bluff Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Santa Rosa County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5924 MILLER BLUFF RD, MILTON, FL 32583-6989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Sep 15, 2021	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Feb 1, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Feb 1, 2018 · Amount on File
Deed Document Number	202161714
Deed Book / Page	4178 / 608
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 24, 2026
Property Address	5924 MILLER BLUFF RD, MILTON, FL 32583-6989
Document Number	0000048130
Book / Page	4791 / 1590
Instrument Date	Sep 3, 2026
Instrument	202648130
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 MILLER BLUFF RD, MILTON, FL 32583-6989

Mortgage

Document Number	0000048130,
Date	Sep 24, 2026
Book Page	4791/1590
Instrument	202648130

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 15, 2021
Property Address	5924 MILLER BLUFF RD, MILTON, FL 32583-6989
Document Number	0041780608
Book / Page	4178 / 608
Instrument Date	Sep 13, 2021
Instrument	202161714
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	WEST FLORIDA TITLE, WEST FL TTL CO OF MILTON INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 EDEN LN, 176, CANTONMENT, FL 32533-8211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 MILLER BLUFF RD, MILTON, FL 32583-6989

Mortgage

Document Number	4178610
Date	Sep 15, 2021
Instrument	4178/610

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 1, 2018
Property Address	5924 MILLER BLUFF RD, MILTON, FL 32583-6989
Document Number	0036981712
Book / Page	003698 / 001712
Instrument Date	Jan 30, 2018
Instrument	4008
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 EDEN LN CANTONMENT FL 325338211, CANTONMENT, FL 32533-8211

Mortgage

Document Number	36981714
Date	Feb 1, 2018
Book Page	003698/001714
Instrument	4009

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5924 Miller Bluff Rd was $2,441 with a homeowner's exemption, up 5.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (+5.12%) Homeowner's exemption	$234,440 (+2.9%)	$249,484 (+9.5%) Land $58,160 Building $191,324
2024	$2,322.00 (-0.21%) Homeowner's exemption	$227,833 (+1.15%) Land $40,712 Building $187,121	$227,833 (+1.15%) Land $40,712 Building $187,121
2023	$2,327.00 (+0.09%) Homeowner's exemption	$225,248 (+0.98%) Land $40,712 Building $184,536	$225,248 (+0.98%) Land $40,712 Building $184,536
2022	$2,325.00 Homeowner's exemption	$223,073	$223,073 Land $40,712 Building $182,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5924 Miller Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5924 Miller Bluff Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T.

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