1. Home
  2. Florida
  3. Santa Rosa County
  4. Milton
  5. Michael Dr

5923 Michael Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5923 Michael Dr, Milton, FL 32583 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,266 sqft · built 2022
Lot Size0.918 acres (39,988 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Jul 2019)
Tax Bill$5,712 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN17-1S-28-0000-00825-0000

Property Details

APN / Parcel Number

Primary APN17-1S-28-0000-00825-0000
Alternative APN
  • S281170000008250000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,266 sqft Living Area
Gross Area5,416 sqft
1st Floor Area3,266 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area39,988 sqft (0.918 acres)
Lot Dimensions200 ft deep x 200 ft wide
Garage TypeAttached
Garage Area1,064 sqft
PorchFinished/Open Porch
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5923 MICHAEL DR
CityMILTON
StateFL
Zip32583-9175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 OF UNREC BEBE FOREST SUBD: COM AT NE COR SECTION 17 TOWNSHIP 1 SOUTH RANGE 28 WEST TH S 5* E 4153.62 FT TH S 89* W 766.60 FT TH POB TH CONT S 89* W 200 FT TH N 200 FT TO SLY R/W ANGLE DR TH N 89* E 200 FT TH S 200 FT TO POB AS DES IN OR 3846 P
Legal Range28W
Legal Township1S
Legal Section17
Legal SubdivisionBEBE FOREST SUBDIVISION
Legal Lot Number15
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group1
Census Block1067
Census Tract10710

Owner

Source: Santa Rosa County records · APN 17-1S-28-0000-00825-0000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5923 MICHAEL DR, MILTON, FL 32583-9175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Warranty Deed, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES
Aug 31, 2021Deed of Trust, Mortgage · Construction Mortgage
EGLIN FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2019 · Amount on Record
Deed SaleJul 03, 2019 · Amount on Record
Deed Document Number201928705
Deed Book / Page3846 / 1079
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 30, 2026
Property Address5923 MICHAEL DR, MILTON, FL 32583-9175
Document Number0000032897
Book / Page4761 / 1759
Instrument DateJun 29, 2026
Instrument202632897
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$611,555.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5923 MICHAEL DR, MILTON, FL 32583-9175

Mortgage

Document Number0000032898,
DateJun 30, 2026
Book Page4761/1762
Instrument202632898
Lender
NameGARDNER FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5923 MICHAEL DR, MILTON, FL 32583-9175
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041711065
DateAug 31, 2021
Book Page4171/1065
Instrument202158391
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,712.00 (+27.87%) Homeowner's exemption$466,374 (+26%)$468,553 (+26.59%) Land $37,800 Building $430,753
2024$4,467.00 (+2.08%) Homeowner's exemption$370,145 (+2.08%) Land $25,200 Building $344,945$370,145 (+2.08%) Land $25,200 Building $344,945
2023$4,376.00 (+1,862.33%) Homeowner's exemption$362,603 (+1,626.68%) Land $23,800 Building $338,803$362,603 (+1,626.68%) Land $23,800 Building $338,803
2022$223.00$21,000$21,000 Land $21,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 469 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies469 in force
Nearby Flood Claims153 (2004–2022)
Claims Outside the SFHA14 of 153
Most Recent ClaimFeb 2022, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 117 claims
  • Hurricane Frances, Sep 2004 · 32 claims

Wildfire

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 192 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable2,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Michael Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures