5922 Moraga Ave, San Jose, CA 95123 Property Records

Santa Clara County property record for 5922 Moraga Ave, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1971
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2009)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`694-34-024`

Property Details

APN / Parcel Number

Primary APN	`694-34-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Construction Type	Wood
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5922 MORAGA AVE
City	SAN JOSE
State	CA
Zip	95123-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TR 4577 LOT 109
Legal Subdivision	SUNRISE WEST
Legal Tract	4577
Legal Lot Number	109
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2009
Census Tract	512053

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5922 MORAGA AVE, SAN JOSE, CA 95123-3834
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2009 · Amount on Record
Deed Sale	Feb 17, 2009 · Amount on Record
Prior Sale	Jun 25, 2021
Deed Document Number	0020135111
Last Transfer Date	May 20, 2025
Transfer Doc	0025809126
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2021
Property Address	5922 MORAGA AVE, SAN JOSE, CA 95123-3834
Document Number	0025008119
Map Reference	MB 255 PG 17&18
Instrument Date	Jun 7, 2021
Instrument	25008119
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5922 MORAGA AVE, SAN JOSE, CA 95123-3834

Mortgage

Document Number	0025008120
Date	Jun 25, 2021
Instrument	25008120

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5922 MORAGA AVE, SAN JOSE, CA 95123-3834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024552460
Date	Jul 24, 2020
Instrument	24552460

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,457.00 (+7.69%) Homeowner's exemption	$579,476 (+4.04%) Land $424,954 Building $154,522
2023	$7,853.00 (+0.89%) Homeowner's exemption	$556,976 Land $408,453 Building $148,523
2022	$7,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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