5921 Risden Rd, Vermilion, OH 44089 Property Records

Erie County property record for 5921 Risden Rd, Vermilion, OH 44089

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	2.15 acres (93,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Dec 2025)
Tax Bill	$178 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01641-004`

Property Details

APN / Parcel Number

Primary APN	`12-01641-004`
Alternative APN	`005420-3`

Exterior

Architectural Style	Multi-Family
Lot Area	93,776 sqft (2.15 acres)

Location & Zoning

Account Number	005420-3
Street Address	5921 RISDEN RD
City	VERMILION
State	OH
Zip	44089-9243
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	3-8 STANLEY TRACT W SIDE RISDEN RD 2.1528A
Legal Subdivision	STANLEY TRACT
Legal Tract	W
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	1
Census Block	1019
Census Tract	40200

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5921 RISDEN RD, VERMILION, OH 44089-9243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Construction Mortgage NATIONAL HOME MORTGAGE CORPORATION
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Mar 22, 2024 · Amount on Record
Deed Document Number	202510052
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000005830
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Jun 3, 2026
Property Address	5921 RISDEN RD, VERMILION, OH 44089-9243
Document Number	0000004520
Instrument Date	May 29, 2026
Instrument	20264520
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 WEATHERVANE DR, LORAIN, OH 44053-1658

Mortgage

Document Number	0000004520,
Date	Jun 3, 2026
Instrument	20264520

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Dec 17, 2025
Property Address	5921 RISDEN RD, VERMILION, OH 44089-9243
Document Number	0000010052
Instrument Date	Dec 15, 2025
Instrument	202510052
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5921 RISDEN RD, VERMILION, OH 44089-9243

Mortgage

Document Number	0000010053
Date	Dec 17, 2025
Instrument	202510053

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2031

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Mar 22, 2024
Property Address	5921 RISDEN RD, VERMILION, OH 44089-9243
Document Number	0000001884
Instrument Date	Mar 18, 2024
Instrument	202401884
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8521 ALBION RD, NORTH ROYALTON, OH 44133-1728

Mortgage

Document Number	0000001885
Date	Mar 22, 2024
Instrument	202401885

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	10%
Margin	3
Max Rate	13%

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Vermilion Township
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00 (-3.26%)	$4,907 (-) Land $4,907
2024	$184.00 (+38.35%)	$4,907 (+52.58%) Land $4,907	$14,020 (+52.56%) Land $14,020
2023	$133.00 (-0.75%)	$3,216 (-) Land $3,216
2022	$134.00	$3,216 Land $3,216
2021			$9,190 Land $9,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Brightspeed, North Coast Wireless Communications.

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