5921 Jacoby Creek Rd, Bayside, CA 95524 Property Records

Humboldt County property record for 5921 Jacoby Creek Rd, Bayside, CA 95524

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,759 sqft · built 1946
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Nov 2023)
Tax Bill	$5,375 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-101-046-000`

Property Details

APN / Parcel Number

Primary APN	`404-101-046-000`
Alternative APN	`40410146`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,759 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	152,460 sqft (3.5 acres)

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	5921 JACOBY CREEK RD
City	BAYSIDE
State	CA
Zip	95524-9001
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1-B-4;U
Legal Description	SUBDV:0000 T 5N R 1E SEC 13 & 2500795B071982C B N 620007B C
Legal Subdivision	JACOBY CREEK
Legal Block	3
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	3
Census Block	3006
Census Tract	900

Owner

5921 Jacoby Creek Rd, a rural home, is owned and occupied by two individuals who bought it in November 2023.

Source: Humboldt County records, as of September 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5921 JACOBY CREEK RD, BAYSIDE, CA 95524-9001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 13, 2017	Intrafamily Transfer, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Oct 24, 2006 · Amount on File
Deed Document Number	202314664
Prior Transfer Date	Sep 13, 2023
Prior Transfer Doc	0000012468
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 7, 2023
Property Address	5921 JACOBY CREEK RD, BAYSIDE, CA 95524-9001
Document Number	0000014664
Instrument Date	Oct 31, 2023
Instrument	2023-014664
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5921 JACOBY CREEK RD, BAYSIDE, CA 95524-9001

Mortgage

Document Number	0000014665
Date	Nov 7, 2023
Instrument	2023-014665

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 13, 2017
Property Address	5921 JACOBY CREEK RD, BAYSIDE, CA 95524-9001
Document Number	0000020402
Instrument Date	Nov 8, 2017
Instrument	2017-020402
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1301 J ST, ARCATA, CA 95521-5536

Mortgage

Document Number	0000020403
Date	Nov 13, 2017
Instrument	2017-020403

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 5921 Jacoby Creek Rd was $5,375, up 3.1% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Jacoby Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,375.00 (+3.07%)	$510,000 Land $255,000 Building $255,000
2024	$5,215.00 (+33.14%)
2023	$3,917.00 (-1.88%)	$370,000 Land $200,000 Building $170,000
2022	$3,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5921 Jacoby Creek Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1980–2002)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5921 Jacoby Creek Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT BAY MWD private · serves 680 people · EPA ID CA1210013
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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