5920 S River Loop, Lincoln City, OR 97367 Property Records

Lincoln County property record for 5920 S River Loop, Lincoln City, OR 97367

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (May 2022)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`081020CA0020800`

Property Details

APN / Parcel Number

Primary APN	`081020CA0020800`
Alternative APN	`R403328`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	1,120 sqft
Carport	Carport
Carport Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R403328
Street Address	5920 S RIVER LOOP
City	LINCOLN CITY
State	OR
Zip	97367-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TWNSHP 08, RNG 10, ACRES 0.22, DOC202205325
Legal Range	10W
Legal Township	08S
Legal Section	20
Legal Subdivision	WEST SILETZ RIVER FRONT
Jurisdiction	LINCOLN OR
Township / Civil Division	DEPOE BAY
Census Block Group	3
Census Block	3021
Census Tract	950601

Owner

5920 S River Loop is owned and occupied by two individuals who bought it in May 2022.

Source: Lincoln County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5920 S RIVER LOOP, LINCOLN CITY, OR 97367-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage LPMC LLC
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Deed Document Number	20225325
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	0000008100
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	May 23, 2022
Property Address	5920 S RIVER LOOP, LINCOLN CITY, OR 97367-9721
Document Number	0000005325
Instrument Date	May 17, 2022
Instrument	2022-05325
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5920 S RIVER LOOP, LINCOLN CITY, OR 97367-9721

Mortgage

Document Number	0000005326
Date	May 23, 2022
Instrument	2022-05326

Lender

Name	LPMC LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OR
Recording Date	Aug 17, 2018
Property Address	5920 S RIVER LOOP, LINCOLN CITY, OR 97367-9721
Document Number	0000008100
Instrument Date	Aug 13, 2018
Instrument	8100
Transaction Type	Transfer
Record Updated	Sep 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 CLOVER ST NE ALBANY OR 973227401, ALBANY, OR 97322-7401

Tax Assessment & Valuation

The 2025 property tax bill for 5920 S River Loop was $1,719, up 2.2% from the year before.

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+2.2%)	$162,950 (+3%)	$496,390 (+5.77%) Land $145,340 Building $351,050
2024	$1,682.00 (+3.19%)	$158,210 (+2.99%)	$469,290 (+11.49%) Land $138,440 Building $330,850
2023	$1,630.00 (+3.1%)	$153,610 (+3%)	$420,930 (+39.97%) Land $138,440 Building $282,490
2022	$1,581.00	$149,140	$300,730 Land $99,520 Building $201,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5920 S River Loop in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 61 policies
Nearby Flood Policies	61 in force
Nearby Flood Claims	202 (1996–2025)
Claims Outside the SFHA	31 of 202
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 16 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 9 claims High Winds, Severe Storms And Flooding, Feb 1996 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5920 S River Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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