Spokane County property record for 5920 N Elm St, Spokane, WA 99205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,150 sqft · built 1950 |
| Lot Size | 0.171 acres (7,457 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Sep 2022) |
| Tax Bill | $2,984 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26361.1914 |
| Primary APN | 26361.1914 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 1,500 sqft |
| 1st Floor Area | 750 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 350 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,457 sqft (0.171 acres) |
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 116 sqft |
| Patio Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5920 N ELM ST |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99205-6824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | COZZA ADD L14 B7 |
| Legal Range | 42E |
| Legal Township | 26N |
| Legal Section | 36 |
| Legal Subdivision | COZZA ADD |
| Legal Block | 7 |
| Legal Lot Number | 14 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 700 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5120 W DECATUR AVE, SPOKANE, WA 99208-6778 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Aug 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 21, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 20227241584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 23, 2022 |
| Property Address | 5920 N ELM ST, SPOKANE, WA 99205-6824 |
| Document Number | 0007241584 |
| Map Reference | VOL IPG 63 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 7241584 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,885.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5120 W DECATUR AVE, SPOKANE, WA 99208-6778 |
| Document Number | 0007241585 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 7241585 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 5920 N ELM ST, SPOKANE, WA 99205-6824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007180818 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 7180818 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 5920 N ELM ST, SPOKANE, WA 99205-6824 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007094707 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 7094707 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 5920 N ELM ST, SPOKANE, WA 99205-6824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006630126 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 6630126 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 5920 N ELM ST, SPOKANE, WA 99205-6824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VANGUARD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006991574 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 6991574 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 21, 2018 |
| Property Address | 5920 N ELM ST, SPOKANE, WA 99205-6824 |
| Document Number | 0006771380 |
| Map Reference | VOL 1 PG 63 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 6771380 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,853.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5920 N ELM ST, SPOKANE, WA 99205-6824 |
| Document Number | 0006771381 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 6771381 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Number | 0006771382 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 6771382 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,984.00 (+7.84%) | $299,600 (+16.67%) Land $75,000 Building $224,600 | $299,600 (+16.67%) Land $75,000 Building $224,600 |
| 2025 | $2,767.00 (+10.02%) | ||
| 2024 | $256,800 (+24.66%) Land $60,000 Building $196,800 | $256,800 (+24.66%) Land $60,000 Building $196,800 | |
| 2023 | $2,515.00 (+4.23%) | $206,000 Land $58,000 Building $148,000 | $206,000 Land $58,000 Building $148,000 |
| 2022 | $2,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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