McHenry County property record for 5920 Island Rd, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 1,861 sqft · built 1920 |
| Lot Size | 0.339 acres (14,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (May 2021) |
| Tax Bill | $3,294 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit May 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-05-234-003 |
| Primary APN | 06-05-234-003 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,861 sqft Living Area |
| Basement Area | 816 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 14,784 sqft (0.339 acres) |
| Garage Area | 698 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5920 ISLAND RD |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0028248 LTS 5 & 6 BLK 9 WOOSTER, TOBY & COOKS ADDN MEMO: JUAREZ, RAFAEL M/ NOVA, AGUSTINA Y FLORES |
| Legal Subdivision | TOBY & COOKS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 5,6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | DUNHAM |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 870200 |
5920 Island Rd is owned and occupied by two individuals who bought it in May 2021.
Source: McHenry County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5920 ISLAND RD, HARVARD, IL 60033-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| May 24, 2021 | Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Jan 20, 2021 | Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Jan 20, 2021 · Amount on File |
| Deed Document Number | 202128248 |
| Prior Transfer Date | Dec 15, 2020 |
| Prior Transfer Doc | 0000003510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 11, 2026 |
| Property Address | 5920 ISLAND RD, HARVARD, IL 60033-8817 |
| Document Number | 0000012946 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202612946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5920 ISLAND RD, HARVARD, IL 60033-8817 |
| Document Number | 0000012946, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202612946 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 24, 2021 |
| Property Address | 5920 ISLAND RD, HARVARD, IL 60033-8817 |
| Document Number | 0000028248 |
| Map Reference | MB 1 PG 64 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021R0028248 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5920 ISLAND RD, HARVARD, IL 60033-8817 |
| Document Number | 0000028250 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021R0028250 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 20, 2021 |
| Property Address | 5920 ISLAND RD, HARVARD, IL 60033-8817 |
| Document Number | 0000003510 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 3510 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $68.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 N AYER ST HARVARD IL 600332861, HARVARD, IL 60033-2861 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Dunham Township |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,294.00 | $53,958 Land $9,780 Building $44,178 | $161,874 Land $29,340 Building $132,534 |
| 2022 | Homeowner's exemption | $43,093 Land $8,464 Building $34,629 | $129,279 Land $25,392 Building $103,887 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5920 Island Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5920 Island Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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