St. Louis County property record for 5920 Hwy 7, Culver, MN 55779
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,748 sqft · built 1993 |
| Lot Size | 28.1 acres (1,227,521 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Sep 2024) |
| Tax Bill | $4,458 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 475-0010-05082 |
| Primary APN | 475-0010-05082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Gross Area |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 1,748 sqft |
| Finished Basement | 1,748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Lot Area | 1,227,521 sqft (28.1 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 268 sqft |
| Storage Building | 100 sqft |
| Pole Barn | 2,592 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1172058 |
|---|---|
| Street Address | 5920 HIGHWAY 7 |
| City | CULVER |
| State | MN |
| Zip | 55779-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | G.L.4 EX S1/2 OF S1/2 SERIAL # |
| Legal Range | 17W |
| Legal Township | 52N |
| Legal Section | 31 |
| Legal Subdivision | NEW INDEPENDENCE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | NEW INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11101 |
5920 Hwy 7 is owned and occupied by an individual who bought it in September 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5920 HIGHWAY 7, CULVER, MN 55779-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit BREMER BANK NA |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Jun 15, 2017 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on File |
| Deed Sale | Sep 25, 2024 · Amount on File |
| Prior Sale | Oct 17, 2005 · Amount on File |
| Deed Document Number | 20241083430 |
| Prior Transfer Date | Mar 1, 2016 |
| Prior Transfer Doc | 000T969209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5920 HIGHWAY 7, CULVER, MN 55779-8058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5920 HIGHWAY 7, CULVER, MN 55779-8058 |
| Document Number | 0001061113 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 1061113 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5920 HIGHWAY 7, CULVER, MN 55779-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001041414 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 1041414 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5920 HIGHWAY 7, CULVER, MN 55779-8058 |
| Document Number | 000T986829 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5920 HIGHWAY 7 CULVER MN 557798058, CULVER, MN 55779-8058 |
| Document Number | 000T986829 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | T986829 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 5, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5920 Hwy 7 was $4,458, up 28.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | New Independence Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,458.00 (+28.55%) | ||
| 2025 | $3,468.00 (-2.03%) Homeowner's exemption | $504,100 (+10.52%) Land $71,800 Building $432,300 | $504,100 (+10.52%) Land $71,800 Building $432,300 |
| 2024 | $3,540.00 | $456,100 Land $71,800 Building $384,300 | $456,100 Land $71,800 Building $384,300 |
| 2022 | $412,800 Land $54,000 Building $358,800 | $412,800 Land $54,000 Building $358,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5920 Hwy 7 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5920 Hwy 7 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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