Collin County property record for 5920 Gemstone Pl, Plano, TX 75093 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,009 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $741,000 (2026) |
| Tax Bill | $5,065.00 (2025) |
| Primary APN | R-2700-00C-0050-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,009 sqft Living Area |
| Gross Area | 4,072 sqft Gross Area |
| 1st Floor | 1,967 sqft 1st Floor |
| 2nd Floor | 1,042 sqft 2nd Floor |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 645 sqft Garage |
| Pool Area | 475 sqft Pool |
| Total Buildings | 2 Total Buildings |
| Porch Area | 175 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5920 GEMSTONE PL |
|---|---|
| City | PLANO |
| State | TX |
| Zip | 75093-4651 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STONE LAKE ESTATES SECTION 2, BLK C, LOT 5; * UDI2024 *, UNDIVIDED INTEREST 50.0000000000% |
| Legal Subdivision | STONE LAKE ESTATES SECTION 2 (CPL) |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | COLLIN TX |
| Minor Civil Division | PLANO |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 31649 |
Source: Collin County records · APN R-2700-00C-0050-1
Assessment roll updated March 16, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5920 GEMSTONE PL, PLANO, TX 75093-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 05, 2023 | Vendor's Lien, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Oct 05, 2023 · Amount on Record |
| Deed Doc Number | 202622994 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 5920 GEMSTONE PL, PLANO, TX 75093-4651 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4293 HASKELL DR, CARROLLTON, TX 75010-4281 |
| Document Number | 2026000022995 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026000022995 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Oct 05, 2023 |
| Property Address | 5920 GEMSTONE PL, PLANO, TX 75093-4651 |
| Document Number | 2023000115520 |
| Map Reference | VOL H PG 286 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023000115520 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5920 GEMSTONE PL, PLANO, TX 75093-4651 |
| Document Number | 2023000115521 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2023000115521 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2038 |
Source: Collin County records · Assessment roll updated March 16, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Plano City |
| Unified School District | Plano Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,065.00 (+5.13%) Homeowner's exemption | $362,853 (-47.87%) Land $118,125 Building $244,728 | $362,853 (-47.87%) Land $118,125 Building $244,728 |
| 2024 | $4,818.00 (-44.23%) | ||
| 2023 | $696,039 Land $168,000 Building $528,039 | $696,039 Land $168,000 Building $528,039 | |
| 2022 | $8,639.00 |
Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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