5920 Emerald Woods Dr, Indian Trail, NC 28079 Property Records

Union County property record for 5920 Emerald Woods Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,036 sqft · built 1974
Lot Size	1.63 acres (71,003 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Apr 2026)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`D8-291-027`

Property Details

APN / Parcel Number

Primary APN	`D8-291-027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	2,036 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Detached
Garage Area	2,590 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5920 EMERALD WOODS DR
City	INDIAN TRAIL
State	NC
Zip	28079-7553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF INDIAN
Legal Description	#4 EMERALD WOODS PB7-48 D8291027 = 1.630 / 1.990 TOTAL AC
Legal Subdivision	EMERALD WOODS
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2008
Census Tract	20205

Owner

5920 Emerald Woods Dr is owned by a company that bought it in April 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	127 N MAIN ST, BELMONT, NC 28012-3122
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Jul 2, 2007 · Amount on File
Deed Document Number	20269328
Deed Book / Page	9345 / 27
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 8, 2026
Property Address	5920 EMERALD WOODS DR, INDIAN TRAIL, NC 28079-7553
Document Number	0000009328
Book / Page	9345 / 27
Instrument Date	Apr 7, 2026
Instrument	20269328
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	127 N MAIN ST, BELMONT, NC 28012-3122

Mortgage

Document Number	0000009329,
Date	Apr 8, 2026
Instrument	20269329

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 7, 2027

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5920 Emerald Woods Dr was $2,500.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,300 (-) Land $97,300 Building $279,000	$376,300 (-) Land $97,300 Building $279,000
2025	$2,500.00	$376,300 Land $97,300 Building $279,000	$376,300 Land $97,300 Building $279,000
2023	$2,653.00	$317,000 Land $84,800 Building $232,200	$317,000 Land $84,800 Building $232,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5920 Emerald Woods Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5920 Emerald Woods Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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