Allen County property record for 5920 Clum Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,326 sqft · built 1988 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jul 2023) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-0700-02-007.000 |
| Primary APN | 48-0700-02-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Attic | Attic |
| Attic Area | 150 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
|---|---|
| Patio Area | 392 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 5920 CLUM RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST MINSTER STATION LOTS 21 22 & 23 JOINT TEN FF 150.00 |
| Legal Subdivision | WEST MINSTER STATION |
| Legal Lot Number | 21 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AUGLAIZE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11500 |
5920 Clum Rd is owned and occupied by two individuals who bought it in July 2023.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5920 CLUM RD, LIMA, OH 45806-9274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Feb 27, 2020 | Warranty Deed, Transfer POLARIS HM FNDG |
| Jan 9, 2018 | Warranty Deed, Transfer · FHA Mortgage POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on File |
| Deed Sale | Jul 27, 2023 · Amount on File |
| Prior Sale | Feb 27, 2020 · Amount on File |
| Deed Document Number | 20236415 |
| Prior Transfer Date | Oct 18, 2012 |
| Prior Transfer Doc | 10240014348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 27, 2023 |
| Property Address | 5920 CLUM RD, LIMA, OH 45806-9274 |
| Document Number | 7270006415 |
| Book / Page | 2023 / 6415 |
| Map Reference | MB 2 PG 260&261 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 202307270006415 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5920 CLUM RD, LIMA, OH 45806-9274 |
| Document Number | 7270006416 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 2023/6416 |
| Instrument | 202307270006416 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 27, 2020 |
| Property Address | 5920 CLUM RD, LIMA, OH 45806-9274 |
| Document Number | 0000002133 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 2133 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5920 CLUM RD LIMA OH 458069274, LIMA, OH 45806-9274 |
| Document Number | 2134 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2134 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jan 9, 2018 |
| Property Address | 5920 CLUM RD, LIMA, OH 45806-9274 |
| Document Number | 0000000230 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 230 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5920 CLUM RD CRIDERSVILLE OH 458069274, CRIDERSVILLE, OH 45806-9274 |
| Document Number | 231 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 231 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2048 |
The 2025 property tax bill for 5920 Clum Rd was $1,921, up 6.3% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Auglaize Township |
| Unified School District | Allen East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,921.00 (+6.25%) | $51,420 (-) Land $5,290 Building $46,130 | $146,900 (-) Land $15,100 Building $131,800 |
| 2024 | $1,808.00 (+16.34%) Homeowner's exemption | $51,420 (+26.96%) Land $5,290 Building $46,130 | $146,900 Land $15,100 Building $131,800 |
| 2023 | $1,554.00 (-1.02%) Homeowner's exemption | $40,500 (-) Land $4,170 Building $36,330 | |
| 2022 | $1,570.00 Homeowner's exemption | $40,500 Land $4,170 Building $36,330 | |
| 2021 | $115,700 Land $11,900 Building $103,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5920 Clum Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5920 Clum Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
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