592 White Oak Ln, Liberty, MO 64068 Property Records

Clay County property record for 592 White Oak Ln, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,418 sqft · built 1997
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Tax Bill$3,720 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-119-00-13-041.00

Property Details

APN / Parcel Number

Primary APN15-119-00-13-041.00
Alternative APNs
  • 1511900130410001
  • 271110

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,418 sqft Living Area
Gross Area2,864 sqft
1st Floor Area1,418 sqft
Basement Area666 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions124 ft deep x 67 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address592 WHITE OAK LN
CityLIBERTY
StateMO
Zip64068-7412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLAY MEADOWS 3RD PLAT LT 80
Legal Range31W
Legal Township51N
Legal Section08
Legal SubdivisionCLAY MEADOWS 3RD
Legal Lot Number80
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3001
Census Tract21601

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address592 WHITE OAK LN, LIBERTY, MO 64068-7412
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Oct 27, 2022Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Dec 20, 2019Warranty Deed, Transfer
PLATINUM TITLE LLC
Aug 9, 2017Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2022
Deed SaleOct 27, 2022
Prior SaleDec 20, 2019
Deed Document Number202234835
Deed Book / Page9471 / 44
Prior Transfer DateJul 23, 2011
Prior Transfer Doc0000025406
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address592 WHITE OAK LN, LIBERTY, MO 64068-7412
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8315 NE 109TH CT, KANSAS CITY, MO 64157-1239

Mortgage

Document Number0000034661
DateOct 25, 2022
Book Page9470/56
Instrument2022034661
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95825
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateOct 27, 2022
Property Address592 WHITE OAK LN, LIBERTY, MO 64068-7412
Document Number0000034835
Book / Page9471 / 44
Instrument DateOct 24, 2022
Instrument2022034835
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address592 WHITE OAK LN, LIBERTY, MO 64068-7412
InvestorPossibly a Property Investor

Mortgage

Document Number0000034661
DateOct 27, 2022
Instrument2022034661
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address592 WHITE OAK LN, LIBERTY, MO 64068-7412
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyFIRST UNITED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039094
DateDec 26, 2019
Book Page8574/142
Instrument2019039094
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateDec 20, 2019
Property Address592 WHITE OAK LN, LIBERTY, MO 64068-7412
Document Number0000038679
Book / Page008572 / 000046
Instrument DateDec 10, 2019
Instrument38679
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address592 WHITE OAK LN LIBERTY MO 640687412, LIBERTY, MO 64068-7412

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address592 WHITE OAK LN, LIBERTY, MO 64068-7412
Document Number0000027800
Book / Page008025 / 000173
Instrument DateAug 9, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address592 WHITE OAK LN LIBERTY MO 640687412, LIBERTY, MO 64068-7412

Mortgage

Document Number0000027800
DateAug 14, 2017
Book Page008025/000173
Instrument27800
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2047
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,720.00 (+1.81%)$51,780 (+10.83%)$272,526 (+10.83%)
2023$3,654.00 (+29.53%)$46,720$245,894
2019$2,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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