592 Union St S, Concord, NC 28025 Property Records

Cabarrus County property record for 592 Union St S, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,726 sqft · built 1925
Lot Size	0.299 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Aug 2017)
Tax Bill	$2,122 (2023)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 22 9297`

Property Details

APN / Parcel Number

Primary APN	`5630 22 9297`
Alternative APNs	`12046 0015.000000` `117552`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,726 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.299 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	2,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	117552
Street Address	592 UNION ST S
City	CONCORD
State	NC
Zip	28025-5664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 3 J B LINKER PROPERTY
Legal Subdivision	SEDGEFIELD
Legal Lot Number	3
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1000
Census Tract	42201

Owner

592 Union St S is owned and occupied by two individuals who bought it in August 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	592 UNION ST S, CONCORD, NC 28025-5664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	201712630-0321
Deed Book / Page	12630 / 321
Prior Transfer Date	Aug 21, 2006
Prior Transfer Doc	6981275
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 16, 2017
Property Address	592 UNION ST S, CONCORD, NC 28025-5664
Document Number	12630321
Book / Page	012630 / 000321
Instrument Date	Aug 16, 2017
Instrument	21118
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	592 UNION ST S CONCORD NC 280255664, CONCORD, NC 28025-5664

Mortgage

Document Number	12630325
Date	Aug 16, 2017
Book Page	012630/000325
Instrument	21119

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,800 (-) Land $80,000 Building $204,800
2025		$284,800 Land $80,000 Building $204,800
2024			$284,800 (+63.73%) Land $80,000 Building $204,800
2023	$2,122.00	$173,940 Land $37,000 Building $136,940	$173,940 Land $37,000 Building $136,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 592 Union St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 592 Union St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20