592 Stephens St, Ambridge, PA 15003 Property Records

Beaver County property record for 592 Stephens St, Ambridge, PA 15003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1937
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Oct 2015)
Tax Bill	$349 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Dec 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-002-0901.000`

Property Details

APN / Parcel Number

Primary APN	`64-002-0901.000`
Alternative APN	`64-002-0901.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Attic	Attic
Attic Area	396 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Area	128 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	64-002-0901.000
Street Address	592 STEPHENS ST
City	AMBRIDGE
State	PA
Zip	15003-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTLOT 181 LOT 182 SKPAIK PL HS GR
Legal Subdivision	STEPHEN J SKAPIK
Legal Lot Number	182
Jurisdiction	BEAVER PA
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2016
Census Tract	603900

Owner

592 Stephens St is owned and occupied by an individual who bought it in October 2015.

Source: Beaver County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	592 STEPHENS ST, AMBRIDGE, PA 15003-1656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW ALLIANCE FCU
Dec 10, 2024	Deed of Trust, Mortgage · Commercial Mortgage NEW ALLIANCE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Prior Sale	Jul 12, 2012 · Amount on File
Deed Document Number	20153516370
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	592 STEPHENS ST, AMBRIDGE, PA 15003-1656
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003686085
Date	Oct 10, 2023
Instrument	3686085

Lender

Name	NEW ALLIANCE FCU
Type	Credit Union
Address	AMBRIDGE, PA 15003

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 6, 2028

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	592 STEPHENS ST, AMBRIDGE, PA 15003-1656
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003705912
Date	Dec 10, 2024
Instrument	3705912

Lender

Name	NEW ALLIANCE FCU
Type	Credit Union
Address	835 MERCHANT ST, AMBRIDGE, PA 15003

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 592 Stephens St was $349.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Harmony Township
Unified School District	Ambridge Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,650 Land $9,300 Building $38,350	$95,300 Land $18,600 Building $76,700
2025	$349.00
2023	$2,440.00	$17,500 Land $2,400 Building $15,100
1982			$35,000 Land $4,800 Building $30,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 592 Stephens St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 592 Stephens St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBRIDGE WATER AUTH serves 19,500 people · EPA ID PA5040008
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2023
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GoNetspeed Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Stephens St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures