592 Roca St, Ashland, OR 97520 Property Records

Jackson County property record for 592 Roca St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,733 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Dec 2021)
Tax Bill	$6,246 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E15BB1200`

Property Details

APN / Parcel Number

Primary APN	`391E15BB1200`
Alternative APNs	`391E15BB01200` `10088853`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,733 sqft Living Area
Gross Area	2,123 sqft
1st Floor Area	1,293 sqft
2nd Floor Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Material	Metal
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Deck Area	63 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	592 ROCA ST
City	ASHLAND
State	OR
Zip	97520-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	15
Legal Quarter	2
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2016
Census Tract	1900

Owner

592 Roca St is owned and occupied by two individuals who bought it in December 2021.

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	592 ROCA ST, ASHLAND, OR 97520-3314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 15, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 12, 2018	Intrafamily Transfer, Transfer · ARM EVERGREEN FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	202151871
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	0000014421
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 22, 2021
Property Address	592 ROCA ST, ASHLAND, OR 97520-3314
Document Number	0000051871
Instrument Date	Dec 20, 2021
Instrument	2021-051871
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	592 ROCA ST, ASHLAND, OR 97520-3314

Mortgage

Document Number	0000051872
Date	Dec 22, 2021
Instrument	2021-051872

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	May 4, 2020
Property Address	592 ROCA ST, ASHLAND, OR 97520-3314
Document Number	0000014421
Instrument Date	Apr 28, 2020
Instrument	14421
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	360 MORTON ST ASHLAND OR 975203065, ASHLAND, OR 97520-3065

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 15, 2019
Property Address	592 ROCA ST, ASHLAND, OR 97520-3314
Document Number	0000023689
Instrument Date	Aug 13, 2019
Instrument	23689
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 MORTON ST ASHLAND OR 975203065, ASHLAND, OR 97520-3065

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jul 12, 2018
Property Address	592 ROCA ST, ASHLAND, OR 97520-3314
Document Number	0000021907
Instrument Date	Jul 10, 2018
Instrument	2018-021907
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 FAIR OAKS CT, ASHLAND, OR 97520-9475

Mortgage

Document Number	0000021908
Date	Jul 12, 2018
Instrument	2018-021908

Lender

Name	EVERGREEN FSLA
Type	Lending Institution
Address	GRANTS PASS, OR 97526

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.87%
Index	Other
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 592 Roca St was $6,246, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,220 (+3%)	$702,920 (+1.81%) Land $212,040 Building $490,880
2025	$6,246.00 (+2.16%)	$394,390 (+3%) Land $156,710 Building $237,680	$690,390 (-2.13%) Land $220,500 Building $469,890
2024	$6,114.00 (+3.36%)	$382,910 (+3%) Land $152,140 Building $230,770	$705,380 (-1.72%) Land $206,350 Building $499,030
2023	$5,915.00 (+3.32%)	$371,760 (+3%) Land $147,720 Building $224,040	$717,750 (+0.26%) Land $292,490 Building $425,260
2022	$5,725.00	$360,940 Land $143,410 Building $217,530	$715,860 Land $319,160 Building $396,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 592 Roca St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 592 Roca St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 76% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

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