592 Prospect St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 592 Prospect St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,811 sqft · built 1969
Lot Size	0.485 acres (21,148 sqft)
Owner	2 Individual Names on File
Last Sale	$436,000 (Mar 2019)
Tax Bill	$7,496 (2026)
Deeds & Mortgages	Apr 2024 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00814 B:00081 L:00020E`

Property Details

APN / Parcel Number

Primary APN	`METH M:00814 B:00081 L:00020E`
Alternative APN	`9928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
Gross Area	3,910 sqft
Basement Area	1,124 sqft
Unfinished Basement	337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,148 sqft (0.485 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9928
Street Address	592 PROSPECT ST
City	METHUEN
State	MA
Zip	01844-4061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	METHUEN
Legal Block	81
Legal Lot Number	20E
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	1
Census Block	1005
Census Tract	252502

Owner

592 Prospect St is owned and occupied by two individuals who bought it in March 2019.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	592 PROSPECT ST, METHUEN, MA 01844-4061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC
Mar 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Jul 16, 2012 · Amount on File
Deed Book / Page	15794 / 43
Prior Transfer Date	Mar 26, 2019
Prior Transfer Doc	15794-43
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	592 PROSPECT ST, METHUEN, MA 01844-4061
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	017969-242
Date	Apr 17, 2024
Book Page	17969/242
Instrument	5599

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	592 PROSPECT ST, METHUEN, MA 01844-4061
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	016996-234
Date	Jun 24, 2021
Book Page	16996/234
Instrument	20942

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Mar 27, 2019
Property Address	592 PROSPECT ST, METHUEN, MA 01844-4061
Document Number	15794-43
Book / Page	15794 / 43
Instrument Date	Mar 26, 2019
Instrument	6242
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 PROSPECT ST, METHUEN, MA 01844-4061
Investor	Possibly a Property Investor

Mortgage

Document Number	6243
Date	Mar 27, 2019
Instrument	6243

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 592 Prospect St was $7,496, up 5.5% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,496.00 (+5.49%)	$720,800 (+7.33%) Land $232,100 Building $488,700	$715,622 (+5.3%)
2025	$7,106.00 (+5.51%)	$671,600 (+8.29%) Land $232,100 Building $439,500	$679,630
2024	$6,735.00 (+5.7%)	$620,200 (+13.88%) Land $202,900 Building $417,300
2023	$6,372.00	$544,600 Land $178,500 Building $366,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 592 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 592 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

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