592 Patrick Creek Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 592 Patrick Creek Rd, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,969 sqft · built 2019
Lot Size	27.4 acres (1,196,724 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,378 (2023)
Deeds & Mortgages	Dec 2019 Construction Loan Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R724666`

Property Details

APN / Parcel Number

Primary APN	`R724666`
Alternative APNs	`07-3834-07-3-01-10-0000` `0000014112`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,969 sqft

Exterior

Year Built	Built 2019
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	1,196,724 sqft (27.4 acres)
Garage Type	Mixed
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000014112
Street Address	592 PATRICK CREEK RD
City	KALISPELL
State	MT
Zip	59901-7526
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S07, T27 N, R21 W, ACRES 27.47, COS 18457-1, TR 1BB IN L 3 SELL W/TR 5A SEC 12-27-21.5
Legal Range	21W
Legal Township	27N
Legal Section	07
Legal Quarter	SW
Legal Subdivision	CERT/SURV 18457 #1
Legal Tract	1
Legal Lot Number	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1025
Census Tract	1702

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	592 PATRICK CREEK RD, KALISPELL, MT 59901-7526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	592 PATRICK CREEK RD, KALISPELL, MT 59901-7526
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900033898
Date	Dec 27, 2019
Instrument	201900033898

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	592 PATRICK CREEK RD, KALISPELL, MT 59901-7526
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900027663
Date	Oct 28, 2019
Instrument	201900027663

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	592 PATRICK CREEK RD, KALISPELL, MT 59901-7526
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020924
Date	Jun 18, 2021
Instrument	202100020924

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,378.00	$756,004	$756,004 Land $112,954 Building $643,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 44% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: MontanaSky Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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