592 High Point Ter, Memphis, TN 38122 Property Records

Shelby County property record for 592 High Point Ter, Memphis, TN 38122

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 14,400 sqft · built 1973
Lot Size	0.765 acres (33,300 sqft)
Owner	Trust Name on File
Last Sale	$950,000 (Jul 2013)
Tax Bill	$7,282 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification May 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-4093-0-0100C`

Property Details

APN / Parcel Number

Primary APN	`04-4093-0-0100C`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	8 Units
Stories	1 Story
Building Area	14,400 sqft Living Area
Gross Area	15,360 sqft
1st Floor Area	7,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	33,300 sqft (0.765 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	1,920 sqft
Patio Area	960 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	592 HIGH POINT TER
City	MEMPHIS
State	TN
Zip	38122-3772
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RU-3
Legal Subdivision	HIGHPOINT TERRACE
Legal Lot Number	7
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1002
Census Tract	2900

Owner

592 High Point Ter, a residential property, is held in a trust since May 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	2250 HIGHLAND AVE S, 87, BIRMINGHAM, AL 35205-2986
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Loan Modification, Mortgage INSOUTH BK
May 28, 2020	Loan Modification, Mortgage NOT AVAILABLE
May 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 19, 2018	Loan Modification, Consolidation and Extension, Mortgage INSOUTH BK
Apr 11, 2018	Loan Modification, Mortgage INSOUTH BK
Oct 5, 2017	Deed of Trust, Construction Loan · Line of Credit INSOUTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2013 · Amount on File
Deed Sale	Jul 24, 2013 · Amount on File
Deed Document Number	201389739
Last Transfer Date	May 14, 2020
Transfer Doc	0000050954
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	592 HIGH POINT TER, MEMPHIS, TN 38122-3772
Document Number	0000083301
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 111124 MEMPHIS TN 381111124, MEMPHIS, TN 38111-1124

Mortgage

Document Number	0000083301
Date	Aug 10, 2020
Instrument	83301

Lender

Name	INSOUTH BK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Term	60 Months
Due	Aug 9, 2025

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	592 HIGH POINT TER, MEMPHIS, TN 38122-3772
Document Number	0000062633
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2921 IROQUOIS RD MEMPHIS TN 381112615, MEMPHIS, TN 38111-2615

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	May 20, 2020
Property Address	592 HIGH POINT TER, MEMPHIS, TN 38122-3772
Document Number	0000050954
Instrument Date	May 14, 2020
Instrument	50954
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2250 HIGHLAND AVE S #87 BIRMINGHAM AL 352052986, 87, BIRMINGHAM, AL 35205-2986

December 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SHELBY TN
Property Address	592 HIGH POINT TER, MEMPHIS, TN 38122-3772
Document Number	0000000613
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 IROQUOIS RD MEMPHIS TN 381112615, MEMPHIS, TN 38111-2615

Mortgage

Document Number	0000000613
Date	Jan 3, 2019
Instrument	613

Lender

Name	INSOUTH BK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 2, 2020

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	592 HIGH POINT TER, MEMPHIS, TN 38122-3772
Document Number	0000037197
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 IROQUOIS RD MEMPHIS TN 381112615, MEMPHIS, TN 38111-2615

Mortgage

Document Number	0000037197
Date	Apr 18, 2018
Instrument	37197

Lender

Name	INSOUTH BK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 17, 2019

October 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Oct 5, 2017
Property Address	592 HIGH POINT TER, MEMPHIS, TN 38122-3772
Document Number	0000102815
Instrument Date	Aug 28, 2017
Instrument	102815
Transaction Type	Construction Loan
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 GOODBAR AVE MEMPHIS TN 381044912, MEMPHIS, TN 38104-4912

Mortgage

Document Number	0000102815
Date	Oct 5, 2017
Instrument	102815

Lender

Name	INSOUTH BK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 4, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 592 High Point Ter was $7,282.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,282.00	$270,720 Land $53,280 Building $217,440	$676,800 Land $133,200 Building $543,600
2023		$220,400 Land $29,960 Building $190,440
2022	$13,425.00
2021			$551,000 Land $74,900 Building $476,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 592 High Point Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 592 High Point Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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