592 Forrest Ln, Troy, OH 45373 Property Records

Miami County property record for 592 Forrest Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,612 sqft · built 1965
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$122,250 (Mar 2018)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D08-048190`

Property Details

APN / Parcel Number

Primary APN	`D08-048190`
Alternative APNs	`011011.2-09-006-00` `D08NE037 00600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	3,224 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	592 FORREST LN
City	TROY
State	OH
Zip	45373-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 4868 70
Legal Subdivision	CITY OF TROY
Legal Lot Number	4868
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	365102

Owner

592 Forrest Ln is owned and occupied by an individual who bought it in March 2018.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	592 FORREST LN, TROY, OH 45373-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Mar 1, 2018	Warranty Deed, Transfer · Line of Credit CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Prior Sale	Nov 5, 2009 · Amount on File
Deed Document Number	2018OR-02370
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jul 7, 2026
Property Address	592 FORREST LN, TROY, OH 45373-2236
Document Number	0000008326
Instrument Date	Jul 1, 2026
Instrument	20268326
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 FORREST LN, TROY, OH 45373-2236

Mortgage

Document Number	0000008326,
Date	Jul 7, 2026
Instrument	20268326

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	592 FORREST LN, TROY, OH 45373-2236
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004639
Date	Mar 19, 2021
Instrument	2021OR-04639

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 24, 2021
Property Address	592 FORREST LN, TROY, OH 45373-2236
Document Number	0000009114
Instrument Date	May 21, 2021
Instrument	2021OR-09114
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 FORREST LN, TROY, OH 45373-2236

Mortgage

Document Number	0000009115
Date	May 24, 2021
Instrument	2021OR-09115

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	592 FORREST LN, TROY, OH 45373-2236
Document Number	0000000822
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 FORREST LN TROY OH 453732236, TROY, OH 45373-2236

Mortgage

Document Number	0000000822
Date	Jan 21, 2020
Instrument	822

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 1, 2018
Property Address	592 FORREST LN, TROY, OH 45373-2236
Document Number	0000002370
Instrument Date	Feb 28, 2018
Instrument	2370
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	592 FORREST LN TROY OH 453732236, TROY, OH 45373-2236

Mortgage

Document Number	2371
Date	Mar 1, 2018
Instrument	2371

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 592 Forrest Ln was $2,350 with a homeowner's exemption, up 8.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00 (+8.7%) Homeowner's exemption	$70,910 (+23.6%) Land $11,410 Building $59,500	$202,600 Land $32,600 Building $170,000
2024	$2,162.00 (+2.22%) Homeowner's exemption	$57,370 (-) Land $12,320 Building $45,050
2023	$2,115.00 (+17.43%) Homeowner's exemption	$57,370 (-) Land $12,320 Building $45,050	$163,900 (-) Land $35,200 Building $128,700
2022	$1,801.00 Homeowner's exemption	$57,370 Land $12,320 Building $45,050	$163,900 Land $35,200 Building $128,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 592 Forrest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 592 Forrest Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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