592 Fernside Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 592 Fernside Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 2008
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Oct 2024)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041H 051`

Property Details

APN / Parcel Number

Primary APN	`041H 051`
Alternative APN	`402322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,746 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	495 sqft
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	402322
Old Parcel Number	041H 051
Street Address	592 FERNSIDE DR
City	TOCCOA
State	GA
Zip	30577-8093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 11 COLLIER MILL S/D
Legal Subdivision	COLLIER MILL
Legal Lot Number	11
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4024
Census Tract	970102

Owner

592 Fernside Dr is owned and occupied by an individual who bought it in October 2024.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	592 FERNSIDE DR, TOCCOA, GA 30577-8093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Document Number	0001383396
Deed Book / Page	1383 / 396
Record Updated	Jun 8, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 28, 2017
Property Address	592 FERNSIDE DR, TOCCOA, GA 30577-8093
Document Number	0011370065
Book / Page	001137 / 000065
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 COLLIER MILL RD TOCCOA GA 305775904, TOCCOA, GA 30577-5904

Mortgage

Document Number	11370067
Date	Nov 28, 2017
Book Page	001137/000067

Lender

Name	NORTHEAST GA BK
Type	Bank
Address	TOCCOA, GA 30577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 592 Fernside Dr was $3,194 with a homeowner's exemption.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 Homeowner's exemption	$110,422 Land $3,790 Building $106,632	$276,053 Land $9,474 Building $266,579
2023	$2,417.00 (+6.15%)	$68,346 (+6.14%) Land $3,790 Building $64,556	$170,865 (+6.14%) Land $9,474 Building $161,391
2022	$2,277.00	$64,395 Land $3,790 Building $60,605	$160,987 Land $9,474 Building $151,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 592 Fernside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 592 Fernside Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Point Broadband, Windstream.

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