Washington County property record for 592 Cedarleaf Pt, Saint Paul, MN 55115
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,431 sqft · built 2018 |
| Lot Size | 0.646 acres (28,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,000 (Jun 2018) |
| Tax Bill | $19,560 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-030-21-13-0041 |
| Primary APN | 31-030-21-13-0041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 4,431 sqft Living Area |
| Basement Area | 1,933 sqft |
| Finished Basement | 870 sqft |
| Unfinished Basement | 1,063 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 28,139 sqft (0.646 acres) |
| Street Address | 592 CEDARLEAF PT |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55115-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 2 LOT 4 SUBDIVISIONCD 3081 SUBDIVISIONNAME CEDARLEAF POINT |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 31 |
| Legal Subdivision | CEDARLEAF POINT |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | MAHTOMEDI |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 70303 |
Source: Washington County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 592 CEDARLEAF PT, SAINT PAUL, MN 55115-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Feb 12, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK |
| Feb 26, 2019 | Deed of Trust, Mortgage · ARM ALERUS FINANCIAL NA |
| Feb 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA |
| Feb 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA |
| Jun 7, 2018 | Warranty Deed, Construction Loan · Construction Mortgage ALERA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Deed Document Number | 20184156470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Sep 30, 2026 |
| Property Address | 592 CEDARLEAF PT, SAINT PAUL, MN 55115-2238 |
| Document Number | 0004522101 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20264522101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 592 CEDARLEAF PT, SAINT PAUL, MN 55115-2238 |
| Document Number | 0004522101, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20264522101 |
| Name | BELL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 11, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 592 CEDARLEAF PT, MAHTOMEDI, MN 55115-2238 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004294692 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 4294692 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | HUDSON, WI 54016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 10, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 592 CEDARLEAF PT, MAHTOMEDI, MN 55115-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004185673 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 4185673 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55305 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 592 CEDARLEAF PT, MAHTOMEDI, MN 55115-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004185675 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 4185675 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 25, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 592 CEDARLEAF PT, MAHTOMEDI, MN 55115-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004185674 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 4185674 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58206 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 64 Months |
| Due | Jun 15, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Jun 7, 2018 |
| Property Address | 592 CEDARLEAF PT, MAHTOMEDI, MN 55115-2238 |
| Document Number | 0004156470 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 4156470 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 4, 2022 |
| Title Company | NETWORK TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,019.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 592 CEDARLEAF PT, SAINT PAUL, MN 55115-2238 |
| Document Number | 0004156471 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 4156471 |
| Name | ALERA FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Mahtomedi City |
| Unified School District | Mahtomedi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,560.00 (+17.35%) Homeowner's exemption | ||
| 2025 | $1,421,600 (-0.48%) Land $301,500 Building $1,120,100 | $1,421,600 (-0.48%) Land $301,500 Building $1,120,100 | |
| 2024 | $1,428,400 (+6%) Land $296,500 Building $1,131,900 | $1,428,400 (+6%) Land $296,500 Building $1,131,900 | |
| 2023 | $16,668.00 | ||
| 2022 | $1,347,500 Land $343,000 Building $1,004,500 | $1,347,500 Land $343,000 Building $1,004,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mahtomedi serves 8,818 people · EPA ID MN1820013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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