5919 Lowgrass Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 5919 Lowgrass Rd, Stedman, NC 28391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,768 sqft · built 1946
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$190,500 (Dec 2021)
Tax Bill	$2,049 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0487-85-4760`

Property Details

APN / Parcel Number

Primary APN	`0487-85-4760`

Interior

Bedrooms	3 Beds
Building Area	1,768 sqft Heated Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	248 sqft

Location & Zoning

Street Address	5919 LOWGRASS RD
City	STEDMAN
State	NC
Zip	28391-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI DI
Legal Description	MCMILLAN FARM SUB LO:49 PH:1 PL:0145-0148
Legal Subdivision	MCMILLAN FARM SUBDIVISION
Legal Phase	1
Legal Lot Number	49
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2013
Census Tract	2802

Owner

5919 Lowgrass Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5919 LOWGRASS RD, STEDMAN, NC 28391-4401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 1, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Deed Document Number	202155595
Deed Book / Page	11326 / 511
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5919 LOWGRASS RD, STEDMAN, NC 28391-4401
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5919 LOWGRASS RD, STEDMAN, NC 28391-4401

Mortgage

Document Number	0122810468
Date	Jul 15, 2025
Book Page	12281/468
Instrument	21222

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 1, 2021
Property Address	5919 LOWGRASS RD, STEDMAN, NC 28391-4401
Document Number	0113260511
Book / Page	11326 / 511
Map Reference	MB 145 PG 148
Instrument Date	Nov 30, 2021
Instrument	55595
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5919 LOWGRASS ROAD, STEDMAN, NC 28391-4401

Mortgage

Document Number	0000055596
Date	Dec 1, 2021
Instrument	55596

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 5919 Lowgrass Rd was $2,049.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,049.00
2025	$2,049.00 (+19.41%)	$235,782 (+43.5%) Land $41,000 Building $194,782	$235,782 (+43.5%) Land $41,000 Building $194,782
2024	$1,716.00 (+2.2%)	$164,304 (-) Land $30,000 Building $134,304	$164,304 (-) Land $30,000 Building $134,304
2023	$1,679.00 (+2.25%)	$164,304 Land $30,000 Building $134,304	$164,304 Land $30,000 Building $134,304
2022	$1,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5919 Lowgrass Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5919 Lowgrass Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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