5916 Laurel Ln, Prospect, KY 40059 Property Records

Oldham County property record for 5916 Laurel Ln, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,789 sqft · built 2006
Lot Size	0.63 acres (27,482 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Apr 2017)
Tax Bill	$7,033 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-11C-12A-644`

Property Details

APN / Parcel Number

Primary APN	`11-11C-12A-644`
Alternative APN	`57007`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,789 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	27,482 sqft (0.63 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	57007
Street Address	5916 LAUREL LN
City	PROSPECT
State	KY
Zip	40059-7567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .6309AC
Legal Block	SEC 12A
Legal Lot Number	644
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1004
Census Tract	30704

Owner

Source: Oldham County records · APN 11-11C-12A-644

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5916 LAUREL LN, PROSPECT, KY 40059-7567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Apr 07, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Jan 13, 2017	Warranty Deed, Transfer METRO TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2017 · Amount on Record
Deed Sale	Apr 07, 2017 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	523558
Deed Book / Page	D1158 / 116
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	5916 LAUREL LN, PROSPECT, KY 40059-7567
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2503/352
Date	Mar 25, 2021
Book Page	M2503/352
Instrument	627807

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	5916 LAUREL LN, PROSPECT, KY 40059-7567
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2400/58
Date	Mar 26, 2020
Book Page	M2400/58
Instrument	566729

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	5916 LAUREL LN, PROSPECT, KY 40059-7567
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2400/58
Date	Mar 27, 2020
Book Page	M2400/58
Instrument	566729

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	5916 LAUREL LN, PROSPECT, KY 40059-7567
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2510/1019
Date	Apr 26, 2021
Book Page	M2510/1019
Instrument	633105

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Apr 07, 2017
Property Address	5916 LAUREL LN, PROSPECT, KY 40059-7567
Document Number	D1158/116
Book / Page	D1158 / 116
Map Reference	CAB6 PG76
Instrument Date	Apr 06, 2017
Instrument	523558
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	METRO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5916 LAUREL LN, PROSPECT, KY 40059-7567

Mortgage

Document Number	523559
Date	Apr 07, 2017
Instrument	523559

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jan 13, 2017
Property Address	5916 LAUREL LN, PROSPECT, KY 40059-7567
Document Number	D1152/168
Book / Page	D1152 / 168
Map Reference	CAB6 PG76
Instrument Date	Dec 19, 2016
Instrument	519994
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	METRO TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5916 LAUREL LN, 5916, PROSPECT, KY 40059-7567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,033.00 (+6.29%)	$535,000 (+5.94%) Land $130,000 Building $405,000	$535,000 (+5.94%) Land $130,000 Building $405,000
2023	$6,617.00	$505,000 Land $145,000 Building $360,000	$505,000 Land $145,000 Building $360,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850307041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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