5915 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5915 Rutgers Rd, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details6 bd · 7 ba · 6,681 sqft · built 2020
Lot Size0.83 acres (36,155 sqft)
OwnerCompany Name on File
Last Sale$2,493,500 (Sep 2018)
Tax Bill$60,288 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jun 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN358-152-04-00

Property Details

APN / Parcel Number

Primary APN358-152-04-00

Interior

Bedrooms6 Beds
Full Baths7 Baths
Stories1 Story
Building Area6,681 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area36,155 sqft (0.83 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address5915 RUTGERS RD
CityLA JOLLA
StateCA
Zip92037-7834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-2
Legal DescriptionLOT 22 TR 003133
Legal SubdivisionMUIRLANDS VISTA
Legal Tract003133
Legal Block3
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract8310

Owner

5915 Rutgers Rd is owned by a company that bought it in September 2018.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · Line of Credit
US BANK TRUST CO NA
Jun 15, 2020Deed of Trust, Mortgage · Line of Credit
BBVA USA
Jan 13, 2021Deed of Trust, Mortgage · Construction Mortgage
BBVA USA
Sep 21, 2018Deed of Trust, Mortgage · Line of Credit
COMPASS BK
Sep 25, 2018Grant Deed, Transfer · Conventional Mortgage
COMPASS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2018 · Amount on File
Deed SaleSep 25, 2018 · Amount on File
Deed Document Number2018398183
Prior Transfer DateMar 16, 2012
Prior Transfer Doc0000707169
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834
Transaction TypeMortgage
Record UpdatedFeb 6, 2023
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834

Mortgage

Document Number0000023552
DateJan 30, 2023
Instrument2023-0023552
Lender
NameUS BANK TRUST CO NA
TypeBank
AddressPORTLAND, OR 97204
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000307746
DateJun 15, 2020
Instrument2020-0307746
Lender
NameBBVA USA
TypeBank
AddressSAN DIEGO, CA 92128
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834

Mortgage

Document Number0000027247
DateJan 13, 2021
Instrument2021-0027247
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35296
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834
Document Number0000398185
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 3, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5910 GERMAINE LN LA JOLLA CA 920377430, LA JOLLA, CA 92037-7430

Mortgage

Document Number0000398185
DateSep 25, 2018
Instrument398185
Lender
NameCOMPASS BK
TypeBank
AddressROSEVILLE, CA 95661
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 24, 2043
Interest
Rate TypeAdjustable Rate

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 25, 2018
Property Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834
Document Number0000398183
Map ReferenceMAP 3133
Instrument DateAug 17, 2018
Instrument2018-0398183
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5915 RUTGERS RD, LA JOLLA, CA 92037-7834

Mortgage

Document Number0000398184
DateSep 25, 2018
Instrument2018-0398184
Lender
NameCOMPASS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Mortgage

Document Number0000398185
DateSep 25, 2018
Instrument2018-0398185
Lender
NameCOMPASS BANK
TypeBank
AddressROSEVILLE, CA 95661
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 20, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5915 Rutgers Rd was $60,288.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,869,385 (+2%) Land $2,491,843 Building $2,377,542
2025$60,288.00$4,773,908 Land $2,442,984 Building $2,330,924
2023$56,247.00 (+12.14%)$4,588,533 Land $2,348,121 Building $2,240,412
2022$50,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5915 Rutgers Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1978–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5915 Rutgers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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