5915 Michael Rd, Waldorf, MD 20601 Property Records

Charles County property record for 5915 Michael Rd, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,086 sqft · built 1977
Lot Size	0.261 acres (11,361 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,006 (2023)
Deeds & Mortgages	Sep 2022 Transfer Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-038031`

Property Details

APN / Parcel Number

Primary APN	`08-038031`
Alternative APNs	`8038031` `038031`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	1,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,361 sqft (0.261 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Porch	Enclosed Porch
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	038031
Street Address	5915 MICHAEL RD
City	WALDORF
State	MD
Zip	20601-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-56 B-Q S-2 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	Q
Legal Lot Number	56
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	3
Census Block	3008
Census Tract	850801

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5915 MICHAEL RD, WALDORF, MD 20601-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Intrafamily Transfer, Transfer
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 2, 2022
Transfer Doc	0127020119
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Sep 14, 2022
Property Address	5915 MICHAEL RD, WALDORF, MD 20601-3214
Document Number	0127020119
Book / Page	12702 / 119
Map Reference	MB 12 FO 18
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5915 MICHAEL RD, WALDORF, MD 20601-3214

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5915 MICHAEL RD, WALDORF, MD 20601-3214
Document Number	0104630118
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5915 MICHAEL RD WALDORF MD 206013214, WALDORF, MD 20601-3214

Mortgage

Document Number	0104630118
Date	Nov 26, 2018
Book Page	010463/000118

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,700 (+8.4%) Land $96,100 Building $268,600	$364,700 (-) Land $96,100 Building $268,600
2025		$336,433 (+20.2%)	$364,700 (+30.3%) Land $96,100 Building $268,600
2023	$4,006.00	$279,900 Land $83,900 Building $196,000	$279,900 Land $83,900 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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