5915 Carnation Rd, Dayton, OH 45449 Property Records

Montgomery County property record for 5915 Carnation Rd, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,339 sqft · built 1964
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Sep 2015)
Tax Bill	$4,110 (2024)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2021 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`K47 23204 0001`

Property Details

APN / Parcel Number

Primary APN	`K47 23204 0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,583 sqft
Lot Dimensions	118 ft deep x 83 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5915 CARNATION RD
City	DAYTON
State	OH
Zip	45449-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	194 SPRING VALLEY
Legal Subdivision	SPRING VALLEY
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2005
Census Tract	50101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5915 CARNATION RD, DAYTON, OH 45449-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KH NETWORK CU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	2015-00048067
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5915 CARNATION RD, DAYTON, OH 45449-2901
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5915 CARNATION RD, DAYTON, OH 45449-2901

Mortgage

Document Number	0000058523
Date	Nov 14, 2023
Instrument	202300058523

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5915 CARNATION RD, DAYTON, OH 45449-2901
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072251
Date	Sep 23, 2021
Instrument	2021-00072251

Lender

Name	KH NETWORK CU
Type	Credit Union
Address	DAYTON, OH 45459

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5915 CARNATION RD, DAYTON, OH 45449-2901
Document Number	0000068428
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5915 CARNATION RD DAYTON OH 454492901, DAYTON, OH 45449-2901

Mortgage

Document Number	0000068428
Date	Nov 12, 2020
Instrument	68428

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5915 CARNATION RD, DAYTON, OH 45449-2901
Document Number	0000063663
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5915 CARNATION RD DAYTON OH 454492901, DAYTON, OH 45449-2901

Mortgage

Document Number	0000063663
Date	Nov 13, 2019
Instrument	63663

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,530 (-) Land $13,650 Building $43,880
2024	$4,110.00 (+1.71%)
2023	$4,041.00 (+2.85%)	$57,530 (+30.01%) Land $13,650 Building $43,880	$164,360 (+3%) Land $39,000 Building $125,360
2022	$3,929.00	$44,250 Land $10,500 Building $33,750
2020			$126,430 Land $30,000 Building $96,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2002–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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