5913 Ruger Dr, Laredo, TX 78043 Property Records

Webb County property record for 5913 Ruger Dr, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	990 sqft · built 1996
Lot Size	0.101 acres (4,410 sqft)
Owner	2 Individual Names on File
Last Sale	$109,500 (Sep 2020)
Tax Bill	$742 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`938-60003-150`

Property Details

APN / Parcel Number

Primary APN	`938-60003-150`
Alternative APN	`220807`

Interior

Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,410 sqft (0.101 acres)
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	5913 RUGER DR
City	LAREDO
State	TX
Zip	78043-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 BLK 3 WOODLANDS PUD I
Legal Subdivision	WOODLANDS
Legal Block	3
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3004
Census Tract	1816

Owner

5913 Ruger Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5913 RUGER DR, LAREDO, TX 78043-9757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2020	Vendor's Lien, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	20201405021
Deed Book / Page	4868 / 304
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0001382297
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jul 13, 2026
Property Address	5913 RUGER DR, LAREDO, TX 78043-9757
Document Number	0001592588
Book / Page	6073 / 117
Instrument Date	Jun 19, 2026
Instrument	20261592588
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 RUGER DR, LAREDO, TX 78043-9757

Mortgage

Document Number	0001592588,
Date	Jul 13, 2026
Book Page	6073/117
Instrument	20261592588

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5913 RUGER DR, LAREDO, TX 78043-9757
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 RUGER DR, RIO BRAVO, TX 78043-9757

Mortgage

Document Number	005528/503
Date	Sep 8, 2023
Book Page	5528/503
Instrument	1510025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2050

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 23, 2020
Property Address	5913 RUGER DR, LAREDO, TX 78043-9757
Document Number	004868/304
Book / Page	4868 / 304
Map Reference	VOL 15 PG 30
Instrument Date	Sep 15, 2020
Instrument	1405021
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 RUGER DR, LAREDO, TX 78043-9757

Mortgage

Document Number	0001405022
Date	Sep 23, 2020
Instrument	1405022

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5913 Ruger Dr was $742, down 16.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,585 (+8.16%) Land $41,278 Building $117,307	$158,585 (+8.16%) Land $41,278 Building $117,307
2025	$742.00 (-16.06%)	$146,621 Land $41,278 Building $105,343	$146,621 Land $41,278 Building $105,343
2024	$884.00
2023		$121,430 Land $30,253 Building $91,177	$121,430 Land $30,253 Building $91,177
2022	$757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5913 Ruger Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5913 Ruger Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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