Mercer County property record for 5913 Karch Rd, Coldwater, OH 45828
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 4 bd · 1 ba · 1,920 sqft · built 1900 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-003600.0000 |
| Primary APN | 02-003600.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Total Area |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Attached |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 5913 KARCH RD |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-9790 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | NE NW RTS: 002-06-17 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5913 KARCH RD, COLDWATER, OH 45828-9790 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Dec 7, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2017 |
| Transfer Doc | 0000005761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5913 KARCH RD, COLDWATER, OH 45828-9790 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5913 KARCH RD, COLDWATER, OH 45828-9790 |
| Document Number | 202500004557 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 202500004557 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5913 KARCH RD, COLDWATER, OH 45828-9790 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5913 KARCH RD, COLDWATER, OH 45828-9790 |
| Document Number | 202200005430 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 202200005430 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 7, 2017 |
| Property Address | 5913 KARCH RD, COLDWATER, OH 45828-9790 |
| Document Number | 201700005761 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 201700005761 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3758 SAINT ANTHONY RD, CELINA, OH 45822-9216 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,723.00 | $232,460 (-) Land $165,960 Building $66,500 | |
| 2024 | $4,723.00 (-0.11%) | $232,460 (-) Land $165,960 Building $66,500 | |
| 2023 | $4,728.00 (+43.71%) | $232,460 (+20.8%) Land $165,960 Building $66,500 | $664,170 (+20.8%) Land $474,170 Building $190,000 |
| 2022 | $3,290.00 | $192,430 Land $148,890 Building $43,540 | |
| 2020 | $549,800 Land $425,400 Building $124,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2015–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 400 / 40 |
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