5913 Dutchess Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5913 Dutchess Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,475 sqft · built 1977
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$517,000 (May 2020)
Tax Bill	$6,884 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`261-0030-028-0000`

Property Details

APN / Parcel Number

Primary APN	`261-0030-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
1st Floor Area	1,353 sqft
2nd Floor Area	968 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5913 DUTCHESS CT
City	FAIR OAKS
State	CA
Zip	95628-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SUNGARDEN, LOT 28
Legal Subdivision	SUNGARDEN
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	8122

Owner

5913 Dutchess Ct is owned and occupied by an individual who bought it in May 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2024	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 8, 2020	Grant Deed, Transfer · Conventional with PMI AMERICAN PACIFIC MTG
Apr 18, 2019	Quit Claim Deed, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Apr 11, 2017	Grant Deed, Transfer PLAZA HOME MORTGAGE INC
Feb 8, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Apr 11, 2017 · Amount on File
Deed Book / Page	20200508 / 775
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	4180000000156
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509

Mortgage

Document Number	0000000106
Date	Jul 25, 2024
Instrument	202407250106

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 24, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509

Mortgage

Document Number	0000000839
Date	Feb 22, 2021
Instrument	202102220839

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 8, 2020
Property Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Document Number	2005080775
Instrument Date	May 5, 2020
Instrument	2005080775
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 DUTCHESS CT FAIR OAKS CA 956282509, FAIR OAKS, CA 95628-2509

Mortgage

Document Number	2005080776
Date	May 8, 2020
Instrument	2005080776

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 18, 2019
Property Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Document Number	1904180156
Instrument Date	Apr 12, 2019
Instrument	1904180156
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5913 DUTCHESS CT FAIR OAKS CA 956282509, FAIR OAKS, CA 95628-2509

Mortgage

Document Number	1904180157
Date	Apr 18, 2019
Instrument	1904180157

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Document Number	1712200974
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5913 DUTCHESS CT FAIR OAKS CA 956282509, FAIR OAKS, CA 95628-2509

Mortgage

Document Number	1712200974
Date	Dec 20, 2017
Instrument	1712200974

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 11, 2017
Property Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Document Number	4110000001484
Book / Page	20170411 / 1484
Map Reference	MB 102 MAP 2
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509

Mortgage

Document Number	201704111485
Date	Apr 11, 2017
Instrument	20170411/1485

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 8, 2017
Property Address	5913 DUTCHESS CT, FAIR OAKS, CA 95628-2509
Document Number	0000000465
Book / Page	170208 / 000465
Instrument Date	Oct 25, 2016
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5913 DUTCHESS CT FAIR OAKS CA 956282509, FAIR OAKS, CA 95628-2509

Tax Assessment & Valuation

The 2025 property tax bill for 5913 Dutchess Ct was $6,884, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,716 (+2%) Land $122,703 Building $454,013
2025	$6,884.00 (+0.78%)	$565,409 Land $120,298 Building $445,111
2024	$6,831.00 (+2.99%)
2023	$6,633.00 (+0.36%)	$543,456 Land $115,628 Building $427,828
2022	$6,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5913 Dutchess Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5913 Dutchess Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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