5913 Chestnut St, Roscoe, IL 61073 Property Records

Winnebago County property record for 5913 Chestnut St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,916 sqft · built 1925
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Aug 2021)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-33-436-002`

Property Details

APN / Parcel Number

Primary APN	`04-33-436-002`
Alternative APNs	`433436002` `033D081A`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Basement Area	992 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	31,363 sqft (0.72 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5913 CHESTNUT ST
City	ROSCOE
State	IL
Zip	61073-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT OF ROSCOE LTS 3 & 4 & E 1/2 VAC 5TH ST LYG W & ADJ SAID LOTS 3 & 4 BLOCK 17
Legal Subdivision	PLAT OF ROSCOE
Legal Block	17
Legal Lot Number	3,4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3025
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5913 CHESTNUT ST, ROSCOE, IL 61073-9514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BR MTG
Aug 3, 2017	Warranty Deed, Transfer · Conventional with PMI ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	202130670
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 30, 2021
Property Address	5913 CHESTNUT ST, ROSCOE, IL 61073-9514
Document Number	0000030670
Map Reference	DB C PG 28
Instrument Date	Aug 20, 2021
Instrument	2130670
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5325 PINE LN, 5325, ROSCOE, IL 61073-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 CHESTNUT ST, ROSCOE, IL 61073-9514

Mortgage

Document Number	0000030671
Date	Aug 30, 2021
Instrument	2130671

Lender

Name	JOHNSON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.95%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 5, 2019
Property Address	5913 CHESTNUT ST, ROSCOE, IL 61073-9514
Document Number	0001040303
Instrument Date	Nov 27, 2019
Instrument	1040303
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 PINE LN ROSCOE IL 610739219, ROSCOE, IL 61073-9219

Mortgage

Document Number	1040304
Date	Dec 5, 2019
Instrument	1040304

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 3, 2017
Property Address	5913 CHESTNUT ST, ROSCOE, IL 61073-9514
Document Number	0001023634
Instrument Date	Jul 31, 2017
Instrument	1023634
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$201.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 CHESTNUT ST ROSCOE IL 610739514, ROSCOE, IL 61073-9514

Mortgage

Document Number	1023635
Date	Aug 3, 2017
Instrument	1023635

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Mortgage

Document Number	1023897,
Date	Aug 3, 2017
Instrument	1023897

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,432.00	$70,664 (+33.46%) Land $8,735 Building $61,929	$211,992 (+33.46%) Land $26,205 Building $185,787
2022	Homeowner's exemption	$52,947 Land $6,545 Building $46,402	$158,841 Land $19,635 Building $139,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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