5913 Cherry Oak Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 5913 Cherry Oak Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,084 sqft · built 1998
Lot Size	1.05 acres (46,106 sqft)
Owner	2 Company Names on Record
Last Sale	$341,250 (Oct 2018)
Tax Bill	$9,078 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087098-1766`

Property Details

APN / Parcel Number

Primary APN	`087098-1766`
Alternative APN	`U10302134Z000028000720`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,084 sqft Living Area
Gross Area	5,484 sqft
1st Floor Area	112 sqft
2nd Floor Area	3,416 sqft
Upper Floors Area	556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,106 sqft
Lot Dimensions	215 ft deep x 114 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	450 sqft
Porch	Open Porch
Porch Area	446 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0870981766
Street Address	5913 CHERRY OAK DR
City	VALRICO
State	FL
Zip	33596-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVER HILLS COUNTRY CLUB PARCEL 15 PHASE 11 LOT 72 BLOCK 28
Legal Range	21E
Legal Township	30S
Legal Section	10
Legal Subdivision	RIVER HILLS COUNTRY CLUB PARCEL 15 PHASE
Legal Phase	11
Legal Tract	34Z
Legal Block	28
Legal Lot Number	72
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2000
Census Tract	13208

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5913 CHERRY OAK DR, VALRICO, FL 33596-9228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	2018406573
Deed Book / Page	26120 / 12
Prior Transfer Date	Mar 1, 2013
Prior Transfer Doc	0218670897
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5913 CHERRY OAK DR, VALRICO, FL 33596-9228
Document Number	0000546010
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 CHERRY OAK DR VALRICO FL 335969228, VALRICO, FL 33596-9228

Mortgage

Document Number	0000546010
Date	Dec 21, 2020
Instrument	546010

Lender

Name	NMB HM LNS INC
Address	LEBANON, NJ 08833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,136 (+2.7%)	$719,836 (+2.13%) Land $262,134 Building $457,702
2025	$9,078.00 (+8.52%) Homeowner's exemption	$506,462 (+5.99%)	$704,800 (+4.92%) Land $262,134 Building $442,666
2024	$8,365.00 (+3.28%)
2023	$8,099.00 (+3.61%) Homeowner's exemption	$477,853 (+3%)	$671,764 (-1.69%) Land $235,921 Building $435,843
2022	$7,817.00 Homeowner's exemption	$463,935	$683,311 Land $235,921 Building $447,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20