59120 E 118 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 59120 E 118 Rd, Miami, OK 74354

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 784 sqft · built 1980
Lot Size	0.286 acres (12,485 sqft)
Owner	Individual Name on File
Last Sale	$19,000 (Jul 2020)
Tax Bill	$294 (2025)
Deeds & Mortgages	Apr 2025 Transfer Oct 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0400-00-003-001-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0400-00-003-001-0-000-00`
Alternative APN	`9737`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Flat
Roof Material	Metal
Lot Area	12,485 sqft (0.286 acres)

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9737
Street Address	59120 E 118 RD
City	MIAMI
State	OK
Zip	74354-5003
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LTS 1 - 2 & LOT 13 BLK 3 UNIT 6 GRAND LAKE SHORES UNIT 6
Legal Range	23E
Legal Township	27N
Legal Section	03
Legal Subdivision	GRAND LAKE SHORES U 6
Legal Block	3
Legal Lot Number	1,2,13
Legal Unit	6
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3075
Census Tract	574700

Owner

59120 E 118 Rd, a mobile home, is owned and occupied by an individual who acquired it in March 2025.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	59120 E 118 RD, MIAMI, OK 74354-5003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit THE CHARLES L STONER REVOCABLE TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	May 4, 2004
Deed Document Number	20202685
Deed Book / Page	1113 / 147
Last Transfer Date	Mar 25, 2025
Transfer Doc	0000001284
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 25, 2025
Property Address	59120 E 118 RD, MIAMI, OK 74354-5003
Document Number	001231/327
Book / Page	1231 / 327
Instrument Date	Mar 25, 2025
Instrument	I-2025-001822
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59121 E 118 RD, MIAMI, OK 74354-5003

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	59120 E 118 RD, MIAMI, OK 74354-5003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1058/705
Date	Oct 25, 2017
Book Page	1058/705
Instrument	2017-004384

Lender

Name	THE CHARLES L STONER REVOCABLE TRUST
Type	Non-Lending Institution
Address	WELCH, OK 74369

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 59120 E 118 Rd was $294 with a homeowner's exemption, down 1.3% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,209 (+5.04%) Land $752 Building $2,457	$28,146 (-27.52%) Land $6,597 Building $21,549
2025	$294.00 (-1.34%)	$3,055 (+4.98%) Land $716 Building $2,339	$38,831 (-) Land $7,500 Building $31,331
2024	$298.00 (+13.31%)	$2,910 (+4.98%) Land $682 Building $2,228	$38,831 (-) Land $7,500 Building $31,331
2023	$263.00 (+7.79%)	$2,772 (+5%) Land $666 Building $2,106	$38,831 (-) Land $7,500 Building $31,331
2022	$244.00	$2,640 Land $651 Building $1,989	$38,831 Land $7,500 Building $31,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 59120 E 118 Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	232 (1985–2019)
Claims Outside the SFHA	28 of 232
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 55 claims Severe Storms And Flooding, Apr 1994 · 48 claims Severe Storms & Flooding, Oct 1986 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59120 E 118 Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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